IFSC Code of HDFC Bank, The Koylanchal Urban Coop Bank Ltd Branch, Jharkhand

Below are the complete branch details for HDFC Bank, THE KOYLANCHAL URBAN COOP BANK LTD branch, located in DHANBAD, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0CKUCBJ. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0CKUCBJ for HDFC Bank – THE KOYLANCHAL URBAN COOP BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's THE KOYLANCHAL URBAN COOP BANK LTD branch, the IFSC HDFC0CKUCBJ breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and CKUCBJ identifies this particular branch.

Branch details at a glance

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Koylanchal Urban Coop Bank Ltd branch — IFSC HDFC0CKUCBJ — extends the bank's services to customers in and around Dhanbad, Jharkhand.

About this branch

The branch is located at MAIN ROAD KATRASGARH OPP CHOUDHURY NURSING HOME PO AND PS KATRASGARH DHANBAD JHARKHAND. It serves the Dhanbad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CKUCBJ is used to identify this branch on the RBI payments network.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE KOYLANCHAL URBAN COOP BANK LTD of HDFC Bank — its own 11-character IFSC. The code HDFC0CKUCBJ is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CKUCBJ the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0CKUCBJ

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CKUCBJ across all three.

How to use IFSC HDFC0CKUCBJ for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's THE KOYLANCHAL URBAN COOP BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CKUCBJ.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as THE KOYLANCHAL URBAN COOP BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC HDFC0CKUCBJ

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – THE KOYLANCHAL URBAN COOP BANK LTD, ensure your bank's portal accepts IFSC HDFC0CKUCBJ while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – THE KOYLANCHAL URBAN COOP BANK LTD, use IMPS. With IFSC HDFC0CKUCBJ and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0CKUCBJ for HDFC Bank – THE KOYLANCHAL URBAN COOP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Koylanchal Urban Coop Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's THE KOYLANCHAL URBAN COOP BANK LTD branch, the IFSC HDFC0CKUCBJ is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Koylanchal Urban Coop Bank Ltd branch is mapped to IFSC HDFC0CKUCBJ on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CKUCBJ.

Banking services available

The The Koylanchal Urban Coop Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9304648678.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CKUCBJ

MICR & cheque-truncation details

Cheques drawn on the The Koylanchal Urban Coop Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CKUCBJ for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC HDFC0CKUCBJ

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the THE KOYLANCHAL URBAN COOP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CKUCBJ is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – THE KOYLANCHAL URBAN COOP BANK LTD:

• The IFSC is exactly HDFC0CKUCBJ with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and THE KOYLANCHAL URBAN COOP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Koylanchal Urban Coop Bank Ltd branch sits at MAIN ROAD KATRASGARH OPP CHOUDHURY NURSING HOME PO AND PS KATRASGARH DHANBAD JHARKHAND. If you are travelling from outside Dhanbad, search for the branch on a maps application using the bank name and locality, or call 91-9304648678 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CKUCBJ and your account number.

Verifying IFSC HDFC0CKUCBJ from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CKUCBJ by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9304648678.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Koylanchal Urban Coop Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CKUCBJ continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CKUCBJ belongs to HDFC Bank's THE KOYLANCHAL URBAN COOP BANK LTD branch, located at MAIN ROAD KATRASGARH OPP CHOUDHURY NURSING HOME PO AND PS KATRASGARH DHANBAD… in DHANBAD, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.