Below are the complete branch details for HDFC Bank, HIRAK BALIAPUR ROAD branch, located in DHANBAD, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0011842. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0011842 for HDFC Bank – HIRAK BALIAPUR ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0011842 is the IFSC of HDFC Bank's HIRAK BALIAPUR ROAD branch. The format is fixed: HDFC = bank code, 0 = reserved, 011842 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Hirak Baliapur Road |
| IFSC Code | HDFC0011842 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRD FLOOR KALYANI PLAZA HIRAK ROAD BALIAPUR DHANBAD JHARKHAND 828127 |
| City | Dhanbad |
| District | Dhanbad |
| State | Jharkhand |
| STD Code | 1800 |
| Phone | 2026161 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Hirak Baliapur Road branch — IFSC HDFC0011842 — extends the bank's services to customers in and around Dhanbad, Jharkhand.
About this branch
The branch is located at HDFC BANK LTD GRD FLOOR KALYANI PLAZA HIRAK ROAD BALIAPUR DHANBAD JHARKHAND 828127. It serves the Dhanbad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0011842 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HIRAK BALIAPUR ROAD of HDFC Bank — its own 11-character IFSC. The code HDFC0011842 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0011842 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0011842
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0011842 across all three.
NEFT to HDFC Bank, HIRAK BALIAPUR ROAD using IFSC HDFC0011842
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0011842, and confirm that the system picks up HDFC Bank – HIRAK BALIAPUR ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HIRAK BALIAPUR ROAD
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's HIRAK BALIAPUR ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0011842 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – HIRAK BALIAPUR ROAD, use IMPS. With IFSC HDFC0011842 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0011842 for HDFC Bank – HIRAK BALIAPUR ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0011842 | Yes – HDFC0011842 | Yes – HDFC0011842 |
For most retail customers crediting the Hirak Baliapur Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0011842
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – HIRAK BALIAPUR ROAD is still mapped to IFSC HDFC0011842. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0011842 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Hirak Baliapur Road branch is mapped to IFSC HDFC0011842 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0011842.
Products and services
Customers walking into the Hirak Baliapur Road branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0011842
MICR & cheque-truncation details
Cheques drawn on the Hirak Baliapur Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0011842 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0011842
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the HIRAK BALIAPUR ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0011842 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0011842
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – HIRAK BALIAPUR ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0011842. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Hirak Baliapur Road branch
The branch is located at HDFC BANK LTD GRD FLOOR KALYANI PLAZA HIRAK ROAD BALIAPUR DHANBAD JHARKHAND 828127, which puts it inside Dhanbad, the broader Dhanbad district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Hirak Baliapur Road branch” — the verified location pin for IFSC HDFC0011842 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0011842 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0011842 for HDFC Bank – HIRAK BALIAPUR ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Hirak Baliapur Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0011842 continue to work without interruption.
Branch address & contact
HDFC BankHirak Baliapur Road Branch
HDFC BANK LTD GRD FLOOR KALYANI PLAZA HIRAK ROAD BALIAPUR DHANBAD JHARKHAND 828127
Dhanbad, Jharkhand
Phone: 1800-2026161
IFSC: HDFC0011842
Frequently asked questions
How quickly will an NEFT transfer using HDFC0011842 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Hirak Baliapur Road reflect within 30 minutes.
Where is HDFC Bank Hirak Baliapur Road branch located?
HDFC Bank's Hirak Baliapur Road branch is located at HDFC BANK LTD GRD FLOOR KALYANI PLAZA HIRAK ROAD BALIAPUR DHANBAD JHARKHAND 828127, Dhanbad, Jharkhand.
What is the IFSC code of HDFC Bank Hirak Baliapur Road branch?
The IFSC code of HDFC Bank, Hirak Baliapur Road branch is HDFC0011842. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0011842 the same for all accounts at Hirak Baliapur Road branch?
Yes. The IFSC HDFC0011842 is shared by every account held at HDFC Bank's Hirak Baliapur Road branch. Only the account number changes from customer to customer.
Can I use IFSC HDFC0011842 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0011842 to send funds instantly.
How do I add HDFC Bank Hirak Baliapur Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0011842, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: HDFC0011842 is the IFSC code of HDFC Bank, HIRAK BALIAPUR ROAD branch, in DHANBAD, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
