Below are the complete branch details for HDFC Bank, NEW SARAWAN ROAD branch, located in DEOGHAR, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0003677. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0003677 for HDFC Bank – NEW SARAWAN ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0003677 is the IFSC of HDFC Bank's NEW SARAWAN ROAD branch. The format is fixed: HDFC = bank code, 0 = reserved, 003677 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its New Sarawan Road branch in Deoghar, Jharkhand is part of this network and uses the IFSC code HDFC0003677 for all electronic settlement.
New Sarawan Road branch overview
Located at ABOVE MARUTI SHOWROOM NEW SARAWAN MAIN ROAD PURANA MINA BAZAR DEOGHAR JHARKHAND 814112, the New Sarawan Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0003677 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | New Sarawan Road |
| IFSC Code | HDFC0003677 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ABOVE MARUTI SHOWROOM NEW SARAWAN MAIN ROAD PURANA MINA BAZAR DEOGHAR JHARKHAND 814112 |
| City | Deoghar |
| District | Deoghar |
| State | Jharkhand |
| STD Code | 1800 |
| Phone | 2026161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's NEW SARAWAN ROAD branch came to be assigned the code HDFC0003677.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0003677, money simply cannot be routed to the NEW SARAWAN ROAD branch electronically.
MICR & cheque-truncation details
Cheques drawn on the New Sarawan Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0003677 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0003677
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003677 across all three.
NEFT to HDFC Bank, NEW SARAWAN ROAD using IFSC HDFC0003677
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0003677, and confirm that the system picks up HDFC Bank – NEW SARAWAN ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0003677
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – NEW SARAWAN ROAD, ensure your bank's portal accepts IFSC HDFC0003677 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank NEW SARAWAN ROAD (IFSC HDFC0003677)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0003677 in your mobile or internet banking app, and the money is credited to the NEW SARAWAN ROAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0003677 for HDFC Bank – NEW SARAWAN ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0003677 | Yes – HDFC0003677 | Yes – HDFC0003677 |
For most retail customers crediting the New Sarawan Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0003677
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – NEW SARAWAN ROAD is still mapped to IFSC HDFC0003677. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0003677 and the beneficiary's account number to complete the transfer.
Account types you can open at the New Sarawan Road branch
Once you have an account at HDFC Bank – NEW SARAWAN ROAD, the IFSC HDFC0003677 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the New Sarawan Road branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0003677
Online banking and IFSC HDFC0003677
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the NEW SARAWAN ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0003677 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the New Sarawan Road branch
The branch is located at ABOVE MARUTI SHOWROOM NEW SARAWAN MAIN ROAD PURANA MINA BAZAR DEOGHAR JHARKHAND 814112, which puts it inside Deoghar, the broader Deoghar district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank New Sarawan Road branch” — the verified location pin for IFSC HDFC0003677 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0003677 and your account number.
Common mistakes to avoid when using IFSC HDFC0003677
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – NEW SARAWAN ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0003677. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The New Sarawan Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0003677, however, work 24x7.
Verifying IFSC HDFC0003677 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003677 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankNew Sarawan Road Branch
ABOVE MARUTI SHOWROOM NEW SARAWAN MAIN ROAD PURANA MINA BAZAR DEOGHAR JHARKHAND 814112
Deoghar, Jharkhand
Phone: 1800-2026161
IFSC: HDFC0003677
Frequently asked questions
Is IFSC HDFC0003677 valid for NEFT and RTGS?
Yes. IFSC HDFC0003677 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is HDFC Bank New Sarawan Road branch located?
HDFC Bank's New Sarawan Road branch is located at ABOVE MARUTI SHOWROOM NEW SARAWAN MAIN ROAD PURANA MINA BAZAR DEOGHAR JHARKHAND 814112, Deoghar, Jharkhand.
How do I add HDFC Bank New Sarawan Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0003677, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of HDFC Bank New Sarawan Road branch?
You can reach the branch at 1800-2026161 during regular banking hours.
How quickly will an NEFT transfer using HDFC0003677 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – New Sarawan Road reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the New Sarawan Road branch but serve different purposes.
Summary
The IFSC code HDFC0003677 belongs to HDFC Bank's NEW SARAWAN ROAD branch, located at ABOVE MARUTI SHOWROOM NEW SARAWAN MAIN ROAD PURANA MINA BAZAR DEOGHAR… in DEOGHAR, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
