IFSC Code of HDFC Bank, The Vaish Coop Adarsh Bank Ltd Branch, Delhi

If you are searching for the IFSC code of HDFC Bank, THE VAISH COOP ADARSH BANK LTD branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is HDFC0CVAB07. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE VAISH COOP ADARSH BANK LTD branch, and detailed step-by-step guides for using the IFSC HDFC0CVAB07 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – THE VAISH COOP ADARSH BANK LTD is HDFC0CVAB07. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CVAB07 map to this branch in DELHI, DELHI.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Vaish Coop Adarsh Bank Ltd branch — IFSC HDFC0CVAB07 — extends the bank's services to customers in and around Delhi, Delhi.

Branch details at a glance

The Vaish Coop Adarsh Bank Ltd branch overview

Located at 104 SAI PLAZA EAST OF KAILASH NEW DELHI 110065, the The Vaish Coop Adarsh Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CVAB07 is required for all interbank electronic transfers routed through this branch.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE VAISH COOP ADARSH BANK LTD of HDFC Bank — its own 11-character IFSC. The code HDFC0CVAB07 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CVAB07 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the The Vaish Coop Adarsh Bank Ltd branch

Once you have an account at HDFC Bank – THE VAISH COOP ADARSH BANK LTD, the IFSC HDFC0CVAB07 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Vaish Coop Adarsh Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-23271435.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CVAB07

How to transfer money using IFSC HDFC0CVAB07

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CVAB07 across all three.

NEFT to HDFC Bank, THE VAISH COOP ADARSH BANK LTD using IFSC HDFC0CVAB07

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CVAB07, and confirm that the system picks up HDFC Bank – THE VAISH COOP ADARSH BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE VAISH COOP ADARSH BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's THE VAISH COOP ADARSH BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CVAB07 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank THE VAISH COOP ADARSH BANK LTD (IFSC HDFC0CVAB07)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CVAB07 in your mobile or internet banking app, and the money is credited to the THE VAISH COOP ADARSH BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Vaish Coop Adarsh Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CVAB07:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE VAISH COOP ADARSH BANK LTD is still linked to IFSC HDFC0CVAB07.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CVAB07

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – THE VAISH COOP ADARSH BANK LTD is still mapped to IFSC HDFC0CVAB07. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CVAB07 and the beneficiary's account number to complete the transfer.

Online banking and IFSC HDFC0CVAB07

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the THE VAISH COOP ADARSH BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CVAB07 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CVAB07 and the account number together uniquely identify the The Vaish Coop Adarsh Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – THE VAISH COOP ADARSH BANK LTD:

• The IFSC is exactly HDFC0CVAB07 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and THE VAISH COOP ADARSH BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Vaish Coop Adarsh Bank Ltd branch

The branch is located at 104 SAI PLAZA EAST OF KAILASH NEW DELHI 110065, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank The Vaish Coop Adarsh Bank Ltd branch” — the verified location pin for IFSC HDFC0CVAB07 should appear at the top of the results.
2. Confirm the branch is open by calling 11-23271435 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CVAB07 and your account number.

Verifying IFSC HDFC0CVAB07 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CVAB07 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 11-23271435.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Vaish Coop Adarsh Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CVAB07 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CVAB07 belongs to HDFC Bank's THE VAISH COOP ADARSH BANK LTD branch, located at 104 SAI PLAZA EAST OF KAILASH NEW DELHI 110065 in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.