Below are the complete branch details for HDFC Bank, THE VAISH COOP ADARSH BANK LTD branch, located in DELHI, DELHI. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0CVAB05. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0CVAB05 for HDFC Bank – THE VAISH COOP ADARSH BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0CVAB05 is the IFSC of HDFC Bank's THE VAISH COOP ADARSH BANK LTD branch. The format is fixed: HDFC = bank code, 0 = reserved, CVAB05 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | The Vaish Coop Adarsh Bank Ltd |
| IFSC Code | HDFC0CVAB05 |
| MICR Code | Refer to cheque leaf |
| Branch Address | E 249 RAMA MARKET VASANT VIHAR NEW DELHI 110067 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| STD Code | 11 |
| Phone | 23271435 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the The Vaish Coop Adarsh Bank Ltd branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CVAB05.
About the The Vaish Coop Adarsh Bank Ltd branch
The The Vaish Coop Adarsh Bank Ltd branch of HDFC Bank is situated at E 249 RAMA MARKET VASANT VIHAR NEW DELHI 110067. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CVAB05 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's THE VAISH COOP ADARSH BANK LTD branch came to be assigned the code HDFC0CVAB05.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CVAB05, money simply cannot be routed to the THE VAISH COOP ADARSH BANK LTD branch electronically.
How to transfer money using IFSC HDFC0CVAB05
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CVAB05 across all three.
NEFT to HDFC Bank, THE VAISH COOP ADARSH BANK LTD using IFSC HDFC0CVAB05
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CVAB05, and confirm that the system picks up HDFC Bank – THE VAISH COOP ADARSH BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0CVAB05
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – THE VAISH COOP ADARSH BANK LTD, ensure your bank's portal accepts IFSC HDFC0CVAB05 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank THE VAISH COOP ADARSH BANK LTD (IFSC HDFC0CVAB05)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CVAB05 in your mobile or internet banking app, and the money is credited to the THE VAISH COOP ADARSH BANK LTD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to The Vaish Coop Adarsh Bank Ltd
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CVAB05:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE VAISH COOP ADARSH BANK LTD is still linked to IFSC HDFC0CVAB05.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's THE VAISH COOP ADARSH BANK LTD branch, the IFSC HDFC0CVAB05 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the The Vaish Coop Adarsh Bank Ltd branch is mapped to IFSC HDFC0CVAB05 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0CVAB05.
Banking services available
The The Vaish Coop Adarsh Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-23271435.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CVAB05
MICR & cheque-truncation details
Cheques drawn on the The Vaish Coop Adarsh Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CVAB05 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the The Vaish Coop Adarsh Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CVAB05 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – THE VAISH COOP ADARSH BANK LTD:
- The IFSC is exactly HDFC0CVAB05 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and THE VAISH COOP ADARSH BANK LTD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the The Vaish Coop Adarsh Bank Ltd branch
The branch is located at E 249 RAMA MARKET VASANT VIHAR NEW DELHI 110067, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank The Vaish Coop Adarsh Bank Ltd branch” — the verified location pin for IFSC HDFC0CVAB05 should appear at the top of the results.
- Confirm the branch is open by calling 11-23271435 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CVAB05 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0CVAB05 for HDFC Bank – THE VAISH COOP ADARSH BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at The Vaish Coop Adarsh Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CVAB05 continue to work without interruption.
Branch address & contact
HDFC BankThe Vaish Coop Adarsh Bank Ltd Branch
E 249 RAMA MARKET VASANT VIHAR NEW DELHI 110067
Delhi, Delhi
Phone: 11-23271435
IFSC: HDFC0CVAB05
Frequently asked questions
Does HDFC Bank The Vaish Coop Adarsh Bank Ltd branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 11-23271435 to confirm.
How quickly will an NEFT transfer using HDFC0CVAB05 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – The Vaish Coop Adarsh Bank Ltd reflect within 30 minutes.
What is the IFSC code of HDFC Bank The Vaish Coop Adarsh Bank Ltd branch?
The IFSC code of HDFC Bank, The Vaish Coop Adarsh Bank Ltd branch is HDFC0CVAB05. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC HDFC0CVAB05 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0CVAB05 to send funds instantly.
Is IFSC HDFC0CVAB05 the same for all accounts at The Vaish Coop Adarsh Bank Ltd branch?
Yes. The IFSC HDFC0CVAB05 is shared by every account held at HDFC Bank's The Vaish Coop Adarsh Bank Ltd branch. Only the account number changes from customer to customer.
Is IFSC HDFC0CVAB05 valid for NEFT and RTGS?
Yes. IFSC HDFC0CVAB05 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of HDFC Bank The Vaish Coop Adarsh Bank Ltd branch?
You can reach the branch at 11-23271435 during regular banking hours.
How do I add HDFC Bank The Vaish Coop Adarsh Bank Ltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0CVAB05, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: HDFC0CVAB05 is the IFSC code of HDFC Bank, THE VAISH COOP ADARSH BANK LTD branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
