IFSC Code of HDFC Bank, The Vaish Coop Adarsh Bank Ltd Branch, Delhi

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, THE VAISH COOP ADARSH BANK LTD branch in DELHI. The 11-digit IFSC HDFC0CVAB04 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the THE VAISH COOP ADARSH BANK LTD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – THE VAISH COOP ADARSH BANK LTD is HDFC0CVAB04. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CVAB04 map to this branch in DELHI, DELHI.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Vaish Coop Adarsh Bank Ltd branch — IFSC HDFC0CVAB04 — extends the bank's services to customers in and around Delhi, Delhi.

Branch details at a glance

The Vaish Coop Adarsh Bank Ltd branch overview

Located at A 2 FIRST FLOOR PANCHWATI GT ROAD AZADPUR NEW DELHI 110033, the The Vaish Coop Adarsh Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CVAB04 is required for all interbank electronic transfers routed through this branch.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE VAISH COOP ADARSH BANK LTD of HDFC Bank — its own 11-character IFSC. The code HDFC0CVAB04 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CVAB04 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Vaish Coop Adarsh Bank Ltd branch is mapped to IFSC HDFC0CVAB04 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CVAB04.

Banking services available

The The Vaish Coop Adarsh Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-23271435.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CVAB04

How to transfer money using IFSC HDFC0CVAB04

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CVAB04 across all three.

NEFT to HDFC Bank, THE VAISH COOP ADARSH BANK LTD using IFSC HDFC0CVAB04

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CVAB04, and confirm that the system picks up HDFC Bank – THE VAISH COOP ADARSH BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HDFC0CVAB04

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – THE VAISH COOP ADARSH BANK LTD, ensure your bank's portal accepts IFSC HDFC0CVAB04 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – THE VAISH COOP ADARSH BANK LTD, use IMPS. With IFSC HDFC0CVAB04 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0CVAB04 for HDFC Bank – THE VAISH COOP ADARSH BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Vaish Coop Adarsh Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's THE VAISH COOP ADARSH BANK LTD branch, the IFSC HDFC0CVAB04 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC HDFC0CVAB04

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the THE VAISH COOP ADARSH BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CVAB04 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CVAB04 and the account number together uniquely identify the The Vaish Coop Adarsh Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – THE VAISH COOP ADARSH BANK LTD:

• The IFSC is exactly HDFC0CVAB04 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and THE VAISH COOP ADARSH BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Vaish Coop Adarsh Bank Ltd branch sits at A 2 FIRST FLOOR PANCHWATI GT ROAD AZADPUR NEW DELHI 110033. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 11-23271435 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CVAB04 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CVAB04 for HDFC Bank – THE VAISH COOP ADARSH BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Vaish Coop Adarsh Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CVAB04, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CVAB04 is the IFSC code of HDFC Bank, THE VAISH COOP ADARSH BANK LTD branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.