If you are searching for the IFSC code of HDFC Bank, MEERA BAGH branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is HDFC0000581. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MEERA BAGH branch, and detailed step-by-step guides for using the IFSC HDFC0000581 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0000581 is the IFSC of HDFC Bank's MEERA BAGH branch. The format is fixed: HDFC = bank code, 0 = reserved, 000581 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Meera Bagh branch — IFSC HDFC0000581 — extends the bank's services to customers in and around Delhi, Delhi.
About this branch
The branch is located at HDFC BANK LTD A338 OUTER RING ROAD MEERA BAGH NEW DELHI 110087. It serves the Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0000581 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Meera Bagh |
| IFSC Code | HDFC0000581 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD A338 OUTER RING ROAD MEERA BAGH NEW DELHI 110087 |
| City | Delhi |
| District | New Delhi |
| State | Delhi |
| STD Code | 1800 |
| Phone | 2026161 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MEERA BAGH of HDFC Bank — its own 11-character IFSC. The code HDFC0000581 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0000581 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Meera Bagh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000581 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0000581
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000581 across all three.
NEFT to HDFC Bank, MEERA BAGH using IFSC HDFC0000581
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000581, and confirm that the system picks up HDFC Bank – MEERA BAGH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MEERA BAGH
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's MEERA BAGH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0000581 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – MEERA BAGH, use IMPS. With IFSC HDFC0000581 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0000581 for HDFC Bank – MEERA BAGH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0000581 | Yes – HDFC0000581 | Yes – HDFC0000581 |
For most retail customers crediting the Meera Bagh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0000581
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – MEERA BAGH is still mapped to IFSC HDFC0000581. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0000581 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Meera Bagh branch is mapped to IFSC HDFC0000581 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0000581.
Banking services available
The Meera Bagh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0000581
Online banking and IFSC HDFC0000581
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the MEERA BAGH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0000581 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Meera Bagh branch sits at HDFC BANK LTD A338 OUTER RING ROAD MEERA BAGH NEW DELHI 110087. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0000581 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – MEERA BAGH:
- The IFSC is exactly HDFC0000581 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and MEERA BAGH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Meera Bagh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0000581, however, work 24x7.
Verifying IFSC HDFC0000581 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0000581 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankMeera Bagh Branch
HDFC BANK LTD A338 OUTER RING ROAD MEERA BAGH NEW DELHI 110087
Delhi, Delhi
Phone: 1800-2026161
IFSC: HDFC0000581
Frequently asked questions
Is IFSC HDFC0000581 valid for NEFT and RTGS?
Yes. IFSC HDFC0000581 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of HDFC Bank Meera Bagh branch?
The IFSC code of HDFC Bank, Meera Bagh branch is HDFC0000581. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of HDFC Bank Meera Bagh branch?
You can reach the branch at 1800-2026161 during regular banking hours.
How quickly will an NEFT transfer using HDFC0000581 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Meera Bagh reflect within 30 minutes.
How do I add HDFC Bank Meera Bagh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0000581, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is HDFC Bank Meera Bagh branch located?
HDFC Bank's Meera Bagh branch is located at HDFC BANK LTD A338 OUTER RING ROAD MEERA BAGH NEW DELHI 110087, Delhi, Delhi.
Summary
The IFSC code HDFC0000581 belongs to HDFC Bank's MEERA BAGH branch, located at HDFC BANK LTD A338 OUTER RING ROAD MEERA BAGH NEW DELHI 110087 in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
