If you are searching for the IFSC code of HDFC Bank, EAST OF KAILASH III branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is HDFC0003978. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the EAST OF KAILASH III branch, and detailed step-by-step guides for using the IFSC HDFC0003978 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – EAST OF KAILASH III is HDFC0003978. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003978 map to this branch in DELHI, DELHI.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | East of Kailash Iii |
| IFSC Code | HDFC0003978 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD UPPER GRND FLR 248 SANT NAGAR EAST OF KAILASH NEW DELHI DELHI 110065 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| STD Code | 91 |
| Phone | 9996243333 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The East of Kailash Iii branch — IFSC HDFC0003978 — extends the bank's services to customers in and around Delhi, Delhi.
About the East of Kailash Iii branch
The East of Kailash Iii branch of HDFC Bank is situated at HDFC BANK LTD UPPER GRND FLR 248 SANT NAGAR EAST OF KAILASH NEW DELHI DELHI 110065. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0003978 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's EAST OF KAILASH III branch came to be assigned the code HDFC0003978.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0003978, money simply cannot be routed to the EAST OF KAILASH III branch electronically.
How to transfer money using IFSC HDFC0003978
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003978 across all three.
NEFT to HDFC Bank, EAST OF KAILASH III using IFSC HDFC0003978
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0003978, and confirm that the system picks up HDFC Bank – EAST OF KAILASH III. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0003978
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – EAST OF KAILASH III, ensure your bank's portal accepts IFSC HDFC0003978 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank EAST OF KAILASH III (IFSC HDFC0003978)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0003978 in your mobile or internet banking app, and the money is credited to the EAST OF KAILASH III branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0003978 for HDFC Bank – EAST OF KAILASH III, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0003978 | Yes – HDFC0003978 | Yes – HDFC0003978 |
For most retail customers crediting the East of Kailash Iii branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0003978
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – EAST OF KAILASH III is still mapped to IFSC HDFC0003978. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0003978 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the East of Kailash Iii branch is mapped to IFSC HDFC0003978 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0003978.
Products and services
Customers walking into the East of Kailash Iii branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0003978
MICR & cheque-truncation details
Cheques drawn on the East of Kailash Iii branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0003978 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0003978
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the EAST OF KAILASH III branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0003978 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0003978
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – EAST OF KAILASH III, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0003978. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the East of Kailash Iii branch
The branch is located at HDFC BANK LTD UPPER GRND FLR 248 SANT NAGAR EAST OF KAILASH NEW DELHI DELHI 110065, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank East of Kailash Iii branch” — the verified location pin for IFSC HDFC0003978 should appear at the top of the results.
- Confirm the branch is open by calling 91-9996243333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0003978 and your account number.
Verifying IFSC HDFC0003978 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003978 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9996243333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at East of Kailash Iii are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0003978 continue to work without interruption.
Branch address & contact
HDFC BankEast of Kailash Iii Branch
HDFC BANK LTD UPPER GRND FLR 248 SANT NAGAR EAST OF KAILASH NEW DELHI DELHI 110065
Delhi, Delhi
Phone: 91-9996243333
IFSC: HDFC0003978
Frequently asked questions
Is IFSC HDFC0003978 the same for all accounts at East of Kailash Iii branch?
Yes. The IFSC HDFC0003978 is shared by every account held at HDFC Bank's East of Kailash Iii branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the East of Kailash Iii branch but serve different purposes.
How do I add HDFC Bank East of Kailash Iii as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0003978, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0003978 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0003978 to send funds instantly.
What is the IFSC code of HDFC Bank East of Kailash Iii branch?
The IFSC code of HDFC Bank, East of Kailash Iii branch is HDFC0003978. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using HDFC0003978 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – East of Kailash Iii reflect within 30 minutes.
Is IFSC HDFC0003978 valid for NEFT and RTGS?
Yes. IFSC HDFC0003978 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of HDFC Bank East of Kailash Iii branch?
You can reach the branch at 91-9996243333 during regular banking hours.
Summary
The IFSC code HDFC0003978 belongs to HDFC Bank's EAST OF KAILASH III branch, located at HDFC BANK LTD UPPER GRND FLR 248 SANT NAGAR EAST OF KAILASH NEW DELHI DELHI… in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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