Use this page as a one-stop reference for everything related to HDFC Bank's DERAWAL NAGAR branch in DELHI, DELHI. The branch's IFSC code HDFC0004074 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0004074 is the IFSC of HDFC Bank's DERAWAL NAGAR branch. The format is fixed: HDFC = bank code, 0 = reserved, 004074 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Derawal Nagar branch in Delhi, Delhi is part of this network and uses the IFSC code HDFC0004074 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Derawal Nagar |
| IFSC Code | HDFC0004074 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD 245 GUJRAWALA TOWN PART 3 MAIN ROAD DELHI DELHI 110009 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| STD Code | 91 |
| Phone | 9996243333 |
About this branch
The branch is located at HDFC BANK LTD 245 GUJRAWALA TOWN PART 3 MAIN ROAD DELHI DELHI 110009. It serves the Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0004074 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DERAWAL NAGAR of HDFC Bank — its own 11-character IFSC. The code HDFC0004074 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0004074 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Derawal Nagar branch is mapped to IFSC HDFC0004074 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0004074.
Banking services available
The Derawal Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9996243333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0004074
How to transfer money using IFSC HDFC0004074
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004074 across all three.
NEFT to HDFC Bank, DERAWAL NAGAR using IFSC HDFC0004074
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0004074, and confirm that the system picks up HDFC Bank – DERAWAL NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DERAWAL NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's DERAWAL NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004074 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank DERAWAL NAGAR (IFSC HDFC0004074)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0004074 in your mobile or internet banking app, and the money is credited to the DERAWAL NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004074 for HDFC Bank – DERAWAL NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004074 | Yes – HDFC0004074 | Yes – HDFC0004074 |
For most retail customers crediting the Derawal Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's DERAWAL NAGAR branch, the IFSC HDFC0004074 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0004074
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the DERAWAL NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004074 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0004074 and the account number together uniquely identify the Derawal Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – DERAWAL NAGAR:
- The IFSC is exactly HDFC0004074 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and DERAWAL NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Derawal Nagar branch
The branch is located at HDFC BANK LTD 245 GUJRAWALA TOWN PART 3 MAIN ROAD DELHI DELHI 110009, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Derawal Nagar branch” — the verified location pin for IFSC HDFC0004074 should appear at the top of the results.
- Confirm the branch is open by calling 91-9996243333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0004074 and your account number.
Verifying IFSC HDFC0004074 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004074 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9996243333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Derawal Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0004074 continue to work without interruption.
Branch address & contact
HDFC BankDerawal Nagar Branch
HDFC BANK LTD 245 GUJRAWALA TOWN PART 3 MAIN ROAD DELHI DELHI 110009
Delhi, Delhi
Phone: 91-9996243333
IFSC: HDFC0004074
Frequently asked questions
What is the IFSC code of HDFC Bank Derawal Nagar branch?
The IFSC code of HDFC Bank, Derawal Nagar branch is HDFC0004074. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is HDFC Bank Derawal Nagar branch located?
HDFC Bank's Derawal Nagar branch is located at HDFC BANK LTD 245 GUJRAWALA TOWN PART 3 MAIN ROAD DELHI DELHI 110009, Delhi, Delhi.
Is IFSC HDFC0004074 valid for NEFT and RTGS?
Yes. IFSC HDFC0004074 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Derawal Nagar branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0004074 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Derawal Nagar reflect within 30 minutes.
Is IFSC HDFC0004074 the same for all accounts at Derawal Nagar branch?
Yes. The IFSC HDFC0004074 is shared by every account held at HDFC Bank's Derawal Nagar branch. Only the account number changes from customer to customer.
Final notes
To recap: HDFC0004074 is the IFSC code of HDFC Bank, DERAWAL NAGAR branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
