Below are the complete branch details for HDFC Bank, ASHOK VIHAR PHASE IV branch, located in DELHI, DELHI. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0010126. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0010126 for HDFC Bank – ASHOK VIHAR PHASE IV — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's ASHOK VIHAR PHASE IV branch, the IFSC HDFC0010126 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 010126 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Ashok Vihar Phase Iv |
| IFSC Code | HDFC0010126 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRD FLOOR B 5 SHIVA CHAMBER MODEL TOWN ASHOK VIHAR PHASE 4 NIMRI COLONY DELHI DELHI 110052 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| STD Code | 1800 |
| Phone | 2026161 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ashok Vihar Phase Iv branch in Delhi, Delhi is part of this network and uses the IFSC code HDFC0010126 for all electronic settlement.
About this branch
The branch is located at HDFC BANK LTD GRD FLOOR B 5 SHIVA CHAMBER MODEL TOWN ASHOK VIHAR PHASE 4 NIMRI COLONY DELHI DELHI 110052. It serves the Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0010126 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ASHOK VIHAR PHASE IV of HDFC Bank — its own 11-character IFSC. The code HDFC0010126 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0010126 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0010126
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0010126 across all three.
NEFT to HDFC Bank, ASHOK VIHAR PHASE IV using IFSC HDFC0010126
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0010126, and confirm that the system picks up HDFC Bank – ASHOK VIHAR PHASE IV. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0010126
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – ASHOK VIHAR PHASE IV, ensure your bank's portal accepts IFSC HDFC0010126 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – ASHOK VIHAR PHASE IV, use IMPS. With IFSC HDFC0010126 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Ashok Vihar Phase Iv
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0010126:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ASHOK VIHAR PHASE IV is still linked to IFSC HDFC0010126.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0010126
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – ASHOK VIHAR PHASE IV is still mapped to IFSC HDFC0010126. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0010126 and the beneficiary's account number to complete the transfer.
Account types you can open at the Ashok Vihar Phase Iv branch
Once you have an account at HDFC Bank – ASHOK VIHAR PHASE IV, the IFSC HDFC0010126 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ashok Vihar Phase Iv branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0010126
MICR & cheque-truncation details
Cheques drawn on the Ashok Vihar Phase Iv branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0010126 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0010126
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the ASHOK VIHAR PHASE IV branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0010126 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – ASHOK VIHAR PHASE IV:
- The IFSC is exactly HDFC0010126 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and ASHOK VIHAR PHASE IV as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ashok Vihar Phase Iv branch sits at HDFC BANK LTD GRD FLOOR B 5 SHIVA CHAMBER MODEL TOWN ASHOK VIHAR PHASE 4 NIMRI COLONY DELHI DELHI 110052. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0010126 and your account number.
Verifying IFSC HDFC0010126 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0010126 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ashok Vihar Phase Iv branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0010126, however, work 24x7.
Branch address & contact
HDFC BankAshok Vihar Phase Iv Branch
HDFC BANK LTD GRD FLOOR B 5 SHIVA CHAMBER MODEL TOWN ASHOK VIHAR PHASE 4 NIMRI COLONY DELHI DELHI 110052
Delhi, Delhi
Phone: 1800-2026161
IFSC: HDFC0010126
Frequently asked questions
Can I use IFSC HDFC0010126 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0010126 to send funds instantly.
How quickly will an NEFT transfer using HDFC0010126 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Ashok Vihar Phase Iv reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ashok Vihar Phase Iv branch but serve different purposes.
Is IFSC HDFC0010126 the same for all accounts at Ashok Vihar Phase Iv branch?
Yes. The IFSC HDFC0010126 is shared by every account held at HDFC Bank's Ashok Vihar Phase Iv branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Ashok Vihar Phase Iv as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0010126, and complete OTP verification. Once activated, you can transfer funds at any time.
Does HDFC Bank Ashok Vihar Phase Iv branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
Is IFSC HDFC0010126 valid for NEFT and RTGS?
Yes. IFSC HDFC0010126 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is HDFC Bank Ashok Vihar Phase Iv branch located?
HDFC Bank's Ashok Vihar Phase Iv branch is located at HDFC BANK LTD GRD FLOOR B 5 SHIVA CHAMBER MODEL TOWN ASHOK VIHAR PHASE 4 NIMRI COLONY DELHI DELHI 110052, Delhi, Delhi.
Summary
The IFSC code HDFC0010126 belongs to HDFC Bank's ASHOK VIHAR PHASE IV branch, located at HDFC BANK LTD GRD FLOOR B 5 SHIVA CHAMBER MODEL TOWN ASHOK VIHAR PHASE 4 NIMRI… in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
