IFSC Code of HDFC Bank, Shiv Nadar University Chithara Branch, Uttar Pradesh

If you are searching for the IFSC code of HDFC Bank, SHIV NADAR UNIVERSITY CHITHARA branch in DADRI, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0003966. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHIV NADAR UNIVERSITY CHITHARA branch, and detailed step-by-step guides for using the IFSC HDFC0003966 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's SHIV NADAR UNIVERSITY CHITHARA branch, the IFSC HDFC0003966 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 003966 identifies this particular branch.

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Shiv Nadar University Chithara branch in Dadri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0003966.

Shiv Nadar University Chithara branch overview

Located at HDFC BANK LTD SHIV NADAR UNIVERSITY VILLAGE CHITHARA THE DADRI GAUTAM BUDH NAGAR UTTAR PRADESH 203207, the Shiv Nadar University Chithara branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0003966 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SHIV NADAR UNIVERSITY CHITHARA branch came to be assigned the code HDFC0003966.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0003966, money simply cannot be routed to the SHIV NADAR UNIVERSITY CHITHARA branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Shiv Nadar University Chithara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0003966 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC HDFC0003966

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003966 across all three.

NEFT to HDFC Bank, SHIV NADAR UNIVERSITY CHITHARA using IFSC HDFC0003966

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0003966, and confirm that the system picks up HDFC Bank – SHIV NADAR UNIVERSITY CHITHARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHIV NADAR UNIVERSITY CHITHARA

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SHIV NADAR UNIVERSITY CHITHARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0003966 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank SHIV NADAR UNIVERSITY CHITHARA (IFSC HDFC0003966)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0003966 in your mobile or internet banking app, and the money is credited to the SHIV NADAR UNIVERSITY CHITHARA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shiv Nadar University Chithara

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0003966:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHIV NADAR UNIVERSITY CHITHARA is still linked to IFSC HDFC0003966.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SHIV NADAR UNIVERSITY CHITHARA branch, the IFSC HDFC0003966 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Shiv Nadar University Chithara branch is mapped to IFSC HDFC0003966 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0003966.

Banking services available

The Shiv Nadar University Chithara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9935903333.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0003966

Online banking and IFSC HDFC0003966

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SHIV NADAR UNIVERSITY CHITHARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0003966 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Shiv Nadar University Chithara branch sits at HDFC BANK LTD SHIV NADAR UNIVERSITY VILLAGE CHITHARA THE DADRI GAUTAM BUDH NAGAR UTTAR PRADESH 203207. If you are travelling from outside Dadri, search for the branch on a maps application using the bank name and locality, or call 91-9935903333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0003966 and your account number.

Common mistakes to avoid when using IFSC HDFC0003966

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – SHIV NADAR UNIVERSITY CHITHARA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0003966.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shiv Nadar University Chithara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0003966, however, work 24x7.

Verifying IFSC HDFC0003966 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003966 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9935903333.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0003966 belongs to HDFC Bank's SHIV NADAR UNIVERSITY CHITHARA branch, located at HDFC BANK LTD SHIV NADAR UNIVERSITY VILLAGE CHITHARA THE DADRI GAUTAM BUDH… in DADRI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.