Use this page as a one-stop reference for everything related to HDFC Bank's COIMBATORE - TRICHY ROAD branch in COIMBATORE, TAMIL NADU. The branch's IFSC code HDFC0000031 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0000031 is the IFSC of HDFC Bank's COIMBATORE - TRICHY ROAD branch. The format is fixed: HDFC = bank code, 0 = reserved, 000031 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Coimbatore - Trichy Road |
| IFSC Code | HDFC0000031 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CLASSIC TOWERS1547, TRICHY ROADCOIMBATORETAMILNADU641 018 |
| City | Coimbatore |
| District | Coimbotore |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9840673333 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Coimbatore - Trichy Road branch in Coimbatore, Tamil Nadu is part of this network and uses the IFSC code HDFC0000031 for all electronic settlement.
About the Coimbatore - Trichy Road branch
The Coimbatore - Trichy Road branch of HDFC Bank is situated at CLASSIC TOWERS1547, TRICHY ROADCOIMBATORETAMILNADU641 018. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0000031 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's COIMBATORE - TRICHY ROAD branch came to be assigned the code HDFC0000031.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0000031, money simply cannot be routed to the COIMBATORE - TRICHY ROAD branch electronically.
How to transfer money using IFSC HDFC0000031
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000031 across all three.
NEFT to HDFC Bank, COIMBATORE - TRICHY ROAD using IFSC HDFC0000031
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000031, and confirm that the system picks up HDFC Bank – COIMBATORE - TRICHY ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to COIMBATORE - TRICHY ROAD
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's COIMBATORE - TRICHY ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0000031 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – COIMBATORE - TRICHY ROAD, use IMPS. With IFSC HDFC0000031 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Coimbatore - Trichy Road
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0000031:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at COIMBATORE - TRICHY ROAD is still linked to IFSC HDFC0000031.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's COIMBATORE - TRICHY ROAD branch, the IFSC HDFC0000031 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Coimbatore - Trichy Road branch is mapped to IFSC HDFC0000031 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0000031.
Products and services
Customers walking into the Coimbatore - Trichy Road branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0000031
MICR & cheque-truncation details
Cheques drawn on the Coimbatore - Trichy Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000031 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0000031
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the COIMBATORE - TRICHY ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0000031 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0000031
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – COIMBATORE - TRICHY ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0000031. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Coimbatore - Trichy Road branch
The branch is located at CLASSIC TOWERS1547, TRICHY ROADCOIMBATORETAMILNADU641 018, which puts it inside Coimbatore, the broader Coimbotore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Coimbatore - Trichy Road branch” — the verified location pin for IFSC HDFC0000031 should appear at the top of the results.
- Confirm the branch is open by calling 91-9840673333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0000031 and your account number.
Verifying IFSC HDFC0000031 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0000031 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9840673333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Coimbatore - Trichy Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0000031 continue to work without interruption.
Branch address & contact
HDFC BankCoimbatore - Trichy Road Branch
CLASSIC TOWERS1547, TRICHY ROADCOIMBATORETAMILNADU641 018
Coimbatore, Tamil Nadu
Phone: 91-9840673333
IFSC: HDFC0000031
Frequently asked questions
What is the IFSC code of HDFC Bank Coimbatore - Trichy Road branch?
The IFSC code of HDFC Bank, Coimbatore - Trichy Road branch is HDFC0000031. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0000031 valid for NEFT and RTGS?
Yes. IFSC HDFC0000031 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC HDFC0000031 the same for all accounts at Coimbatore - Trichy Road branch?
Yes. The IFSC HDFC0000031 is shared by every account held at HDFC Bank's Coimbatore - Trichy Road branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Coimbatore - Trichy Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0000031, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is HDFC Bank Coimbatore - Trichy Road branch located?
HDFC Bank's Coimbatore - Trichy Road branch is located at CLASSIC TOWERS1547, TRICHY ROADCOIMBATORETAMILNADU641 018, Coimbatore, Tamil Nadu.
Does HDFC Bank Coimbatore - Trichy Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9840673333 to confirm.
How quickly will an NEFT transfer using HDFC0000031 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Coimbatore - Trichy Road reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Coimbatore - Trichy Road branch but serve different purposes.
Final notes
To recap: HDFC0000031 is the IFSC code of HDFC Bank, COIMBATORE - TRICHY ROAD branch, in COIMBATORE, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
