If you are searching for the IFSC code of HDFC Bank, CHITRADURGA II branch in CHITRADURGA, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is HDFC0006484. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHITRADURGA II branch, and detailed step-by-step guides for using the IFSC HDFC0006484 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – CHITRADURGA II is HDFC0006484. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006484 map to this branch in CHITRADURGA, KARNATAKA.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chitradurga Ii branch — IFSC HDFC0006484 — extends the bank's services to customers in and around Chitradurga, Karnataka.
About the Chitradurga Ii branch
The Chitradurga Ii branch of HDFC Bank is situated at GRD FLOOR OPP DDPI OFFICE NEAR DC BUNGALOW BASAVESHWARA TALKIES ROAD CHITRADURGA KARNATAKA 577501. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0006484 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Chitradurga Ii |
| IFSC Code | HDFC0006484 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLOOR OPP DDPI OFFICE NEAR DC BUNGALOW BASAVESHWARA TALKIES ROAD CHITRADURGA KARNATAKA 577501 |
| City | Chitradurga |
| District | Chitradurga |
| State | Karnataka |
| STD Code | 1860 |
| Phone | 2676161 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHITRADURGA II of HDFC Bank — its own 11-character IFSC. The code HDFC0006484 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0006484 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0006484 and the account number together uniquely identify the Chitradurga Ii branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0006484
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006484 across all three.
NEFT to HDFC Bank, CHITRADURGA II using IFSC HDFC0006484
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0006484, and confirm that the system picks up HDFC Bank – CHITRADURGA II. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHITRADURGA II
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's CHITRADURGA II branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0006484 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank CHITRADURGA II (IFSC HDFC0006484)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0006484 in your mobile or internet banking app, and the money is credited to the CHITRADURGA II branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Chitradurga Ii
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0006484:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHITRADURGA II is still linked to IFSC HDFC0006484.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0006484
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – CHITRADURGA II is still mapped to IFSC HDFC0006484. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0006484 and the beneficiary's account number to complete the transfer.
Account types you can open at the Chitradurga Ii branch
Once you have an account at HDFC Bank – CHITRADURGA II, the IFSC HDFC0006484 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Chitradurga Ii branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0006484
Digital banking channels
Most day-to-day work that customers used to do at the Chitradurga Ii branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0006484 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Chitradurga Ii branch sits at GRD FLOOR OPP DDPI OFFICE NEAR DC BUNGALOW BASAVESHWARA TALKIES ROAD CHITRADURGA KARNATAKA 577501. If you are travelling from outside Chitradurga, search for the branch on a maps application using the bank name and locality, or call 1860-2676161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0006484 and your account number.
Common mistakes to avoid when using IFSC HDFC0006484
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – CHITRADURGA II, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0006484. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chitradurga Ii branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0006484, however, work 24x7.
Verifying IFSC HDFC0006484 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0006484 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankChitradurga Ii Branch
GRD FLOOR OPP DDPI OFFICE NEAR DC BUNGALOW BASAVESHWARA TALKIES ROAD CHITRADURGA KARNATAKA 577501
Chitradurga, Karnataka
Phone: 1860-2676161
IFSC: HDFC0006484
Frequently asked questions
Where is HDFC Bank Chitradurga Ii branch located?
HDFC Bank's Chitradurga Ii branch is located at GRD FLOOR OPP DDPI OFFICE NEAR DC BUNGALOW BASAVESHWARA TALKIES ROAD CHITRADURGA KARNATAKA 577501, Chitradurga, Karnataka.
Does HDFC Bank Chitradurga Ii branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chitradurga Ii branch but serve different purposes.
Is IFSC HDFC0006484 valid for NEFT and RTGS?
Yes. IFSC HDFC0006484 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Chitradurga Ii as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0006484, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Chitradurga Ii branch?
The IFSC code of HDFC Bank, Chitradurga Ii branch is HDFC0006484. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0006484 the same for all accounts at Chitradurga Ii branch?
Yes. The IFSC HDFC0006484 is shared by every account held at HDFC Bank's Chitradurga Ii branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Chitradurga Ii branch?
You can reach the branch at 1860-2676161 during regular banking hours.
Summary
The IFSC code HDFC0006484 belongs to HDFC Bank's CHITRADURGA II branch, located at GRD FLOOR OPP DDPI OFFICE NEAR DC BUNGALOW BASAVESHWARA TALKIES ROAD… in CHITRADURGA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
