IFSC Code of HDFC Bank, Xi Th Avenue Ashok Nagar Branch, Tamil Nadu

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, XI TH AVENUE ASHOK NAGAR branch in CHENNAI. The 11-digit IFSC HDFC0009638 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the XI TH AVENUE ASHOK NAGAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – XI TH AVENUE ASHOK NAGAR is HDFC0009638. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009638 map to this branch in CHENNAI, TAMIL NADU.

Branch details at a glance

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Xi Th Avenue Ashok Nagar branch — IFSC HDFC0009638 — extends the bank's services to customers in and around Chennai, Tamil Nadu.

About this branch

The branch is located at HDFC BANK LTD PLOT NO A 76 OLD NO 15NEW NO 3711TH AVENUEASHOK NAGAR CHENNAI TAMIL NADU 600083. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0009638 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's XI TH AVENUE ASHOK NAGAR branch came to be assigned the code HDFC0009638.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0009638, money simply cannot be routed to the XI TH AVENUE ASHOK NAGAR branch electronically.

How to transfer money using IFSC HDFC0009638

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009638 across all three.

How to use IFSC HDFC0009638 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's XI TH AVENUE ASHOK NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0009638.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as XI TH AVENUE ASHOK NAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to XI TH AVENUE ASHOK NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's XI TH AVENUE ASHOK NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009638 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank XI TH AVENUE ASHOK NAGAR (IFSC HDFC0009638)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009638 in your mobile or internet banking app, and the money is credited to the XI TH AVENUE ASHOK NAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Xi Th Avenue Ashok Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0009638:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at XI TH AVENUE ASHOK NAGAR is still linked to IFSC HDFC0009638.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0009638

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – XI TH AVENUE ASHOK NAGAR is still mapped to IFSC HDFC0009638. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009638 and the beneficiary's account number to complete the transfer.

Account types you can open at the Xi Th Avenue Ashok Nagar branch

Once you have an account at HDFC Bank – XI TH AVENUE ASHOK NAGAR, the IFSC HDFC0009638 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Xi Th Avenue Ashok Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-61606161.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0009638

MICR & cheque-truncation details

Cheques drawn on the Xi Th Avenue Ashok Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0009638 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC HDFC0009638

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the XI TH AVENUE ASHOK NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0009638 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – XI TH AVENUE ASHOK NAGAR:

• The IFSC is exactly HDFC0009638 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and XI TH AVENUE ASHOK NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Xi Th Avenue Ashok Nagar branch sits at HDFC BANK LTD PLOT NO A 76 OLD NO 15NEW NO 3711TH AVENUEASHOK NAGAR CHENNAI TAMIL NADU 600083. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 44-61606161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0009638 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0009638 for HDFC Bank – XI TH AVENUE ASHOK NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Xi Th Avenue Ashok Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0009638 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0009638 belongs to HDFC Bank's XI TH AVENUE ASHOK NAGAR branch, located at HDFC BANK LTD PLOT NO A 76 OLD NO 15NEW NO 3711TH AVENUEASHOK NAGAR CHENNAI… in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.