Use this page as a one-stop reference for everything related to HDFC Bank's PURUSAIWAKKAM branch in CHENNAI, TAMIL NADU. The branch's IFSC code HDFC0011865 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's PURUSAIWAKKAM branch, the IFSC HDFC0011865 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 011865 identifies this particular branch.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Purusaiwakkam branch — IFSC HDFC0011865 — extends the bank's services to customers in and around Chennai, Tamil Nadu.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Purusaiwakkam |
| IFSC Code | HDFC0011865 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD AND 1ST FLOOR DOOR NO 39 40 MAIN ROAD THANA STREET PURASAIWAKKAM CHENNAI CHENNAI TAMIL NADU 600007 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 1800 |
| Phone | 2026161 |
About this branch
The branch is located at GRD AND 1ST FLOOR DOOR NO 39 40 MAIN ROAD THANA STREET PURASAIWAKKAM CHENNAI CHENNAI TAMIL NADU 600007. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0011865 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PURUSAIWAKKAM of HDFC Bank — its own 11-character IFSC. The code HDFC0011865 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0011865 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Purusaiwakkam branch is mapped to IFSC HDFC0011865 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0011865.
Banking services available
The Purusaiwakkam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0011865
How to transfer money using IFSC HDFC0011865
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0011865 across all three.
NEFT to HDFC Bank, PURUSAIWAKKAM using IFSC HDFC0011865
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0011865, and confirm that the system picks up HDFC Bank – PURUSAIWAKKAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PURUSAIWAKKAM
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's PURUSAIWAKKAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0011865 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank PURUSAIWAKKAM (IFSC HDFC0011865)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0011865 in your mobile or internet banking app, and the money is credited to the PURUSAIWAKKAM branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Purusaiwakkam
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0011865:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PURUSAIWAKKAM is still linked to IFSC HDFC0011865.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0011865
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – PURUSAIWAKKAM is still mapped to IFSC HDFC0011865. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0011865 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0011865
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the PURUSAIWAKKAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0011865 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Purusaiwakkam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0011865 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0011865
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – PURUSAIWAKKAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0011865. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Purusaiwakkam branch sits at GRD AND 1ST FLOOR DOOR NO 39 40 MAIN ROAD THANA STREET PURASAIWAKKAM CHENNAI CHENNAI TAMIL NADU 600007. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0011865 and your account number.
Verifying IFSC HDFC0011865 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0011865 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Purusaiwakkam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0011865 continue to work without interruption.
Branch address & contact
HDFC BankPurusaiwakkam Branch
GRD AND 1ST FLOOR DOOR NO 39 40 MAIN ROAD THANA STREET PURASAIWAKKAM CHENNAI CHENNAI TAMIL NADU 600007
Chennai, Tamil Nadu
Phone: 1800-2026161
IFSC: HDFC0011865
Frequently asked questions
Can I use IFSC HDFC0011865 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0011865 to send funds instantly.
How do I add HDFC Bank Purusaiwakkam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0011865, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is HDFC Bank Purusaiwakkam branch located?
HDFC Bank's Purusaiwakkam branch is located at GRD AND 1ST FLOOR DOOR NO 39 40 MAIN ROAD THANA STREET PURASAIWAKKAM CHENNAI CHENNAI TAMIL NADU 600007, Chennai, Tamil Nadu.
Does HDFC Bank Purusaiwakkam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Purusaiwakkam branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0011865 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Purusaiwakkam reflect within 30 minutes.
Is IFSC HDFC0011865 valid for NEFT and RTGS?
Yes. IFSC HDFC0011865 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code HDFC0011865 belongs to HDFC Bank's PURUSAIWAKKAM branch, located at GRD AND 1ST FLOOR DOOR NO 39 40 MAIN ROAD THANA STREET PURASAIWAKKAM CHENNAI… in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
