Use this page as a one-stop reference for everything related to HDFC Bank's MEDAVAKKAM branch in CHENNAI, TAMIL NADU. The branch's IFSC code HDFC0007195 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – MEDAVAKKAM is HDFC0007195. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007195 map to this branch in CHENNAI, TAMIL NADU.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Medavakkam branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0007195.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Medavakkam |
| IFSC Code | HDFC0007195 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FIRST FLOOR 46 48 VELACHERY MAIN ROAD MEDAVAKKAM NEAR HOT CHIPS CHENNAI TAMIL NADU 600100 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 61606161 |
Medavakkam branch overview
Located at GROUND FIRST FLOOR 46 48 VELACHERY MAIN ROAD MEDAVAKKAM NEAR HOT CHIPS CHENNAI TAMIL NADU 600100, the Medavakkam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0007195 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's MEDAVAKKAM branch came to be assigned the code HDFC0007195.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0007195, money simply cannot be routed to the MEDAVAKKAM branch electronically.
Products and account variants supported
Every account opened at the Medavakkam branch is mapped to IFSC HDFC0007195 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0007195.
Products and services
Customers walking into the Medavakkam branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0007195
How to transfer money using IFSC HDFC0007195
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007195 across all three.
NEFT to HDFC Bank, MEDAVAKKAM using IFSC HDFC0007195
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0007195, and confirm that the system picks up HDFC Bank – MEDAVAKKAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0007195
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – MEDAVAKKAM, ensure your bank's portal accepts IFSC HDFC0007195 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank MEDAVAKKAM (IFSC HDFC0007195)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0007195 in your mobile or internet banking app, and the money is credited to the MEDAVAKKAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0007195 for HDFC Bank – MEDAVAKKAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0007195 | Yes – HDFC0007195 | Yes – HDFC0007195 |
For most retail customers crediting the Medavakkam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0007195
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – MEDAVAKKAM is still mapped to IFSC HDFC0007195. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0007195 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0007195
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the MEDAVAKKAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0007195 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Medavakkam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0007195 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0007195
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – MEDAVAKKAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0007195. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Medavakkam branch
The branch is located at GROUND FIRST FLOOR 46 48 VELACHERY MAIN ROAD MEDAVAKKAM NEAR HOT CHIPS CHENNAI TAMIL NADU 600100, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Medavakkam branch” — the verified location pin for IFSC HDFC0007195 should appear at the top of the results.
- Confirm the branch is open by calling 44-61606161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0007195 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0007195 for HDFC Bank – MEDAVAKKAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Medavakkam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0007195 continue to work without interruption.
Branch address & contact
HDFC BankMedavakkam Branch
GROUND FIRST FLOOR 46 48 VELACHERY MAIN ROAD MEDAVAKKAM NEAR HOT CHIPS CHENNAI TAMIL NADU 600100
Chennai, Tamil Nadu
Phone: 44-61606161
IFSC: HDFC0007195
Frequently asked questions
Is IFSC HDFC0007195 the same for all accounts at Medavakkam branch?
Yes. The IFSC HDFC0007195 is shared by every account held at HDFC Bank's Medavakkam branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Medavakkam branch but serve different purposes.
Does HDFC Bank Medavakkam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 44-61606161 to confirm.
What is the IFSC code of HDFC Bank Medavakkam branch?
The IFSC code of HDFC Bank, Medavakkam branch is HDFC0007195. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of HDFC Bank Medavakkam branch?
You can reach the branch at 44-61606161 during regular banking hours.
Is IFSC HDFC0007195 valid for NEFT and RTGS?
Yes. IFSC HDFC0007195 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0007195 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0007195 to send funds instantly.
How do I add HDFC Bank Medavakkam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0007195, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code HDFC0007195 belongs to HDFC Bank's MEDAVAKKAM branch, located at GROUND FIRST FLOOR 46 48 VELACHERY MAIN ROAD MEDAVAKKAM NEAR HOT CHIPS CHENNAI… in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
