This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, CHENGANNUR TOWN branch in CHENGANNUR. The 11-digit IFSC HDFC0009847 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the CHENGANNUR TOWN location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0009847 is the IFSC of HDFC Bank's CHENGANNUR TOWN branch. The format is fixed: HDFC = bank code, 0 = reserved, 009847 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chengannur Town branch — IFSC HDFC0009847 — extends the bank's services to customers in and around Chengannur, Kerala.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Chengannur Town |
| IFSC Code | HDFC0009847 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD SABU OOMMEN AND SHIBU OOMMEN BLDG MK ROAD DIST ALAPPUZHA CHENGANNUR KERALA 689121 |
| City | Chengannur |
| District | Alappuzha |
| State | Kerala |
| STD Code | 1800 |
| Phone | 2026161 |
About this branch
The branch is located at HDFC BANK LTD SABU OOMMEN AND SHIBU OOMMEN BLDG MK ROAD DIST ALAPPUZHA CHENGANNUR KERALA 689121. It serves the Chengannur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0009847 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHENGANNUR TOWN of HDFC Bank — its own 11-character IFSC. The code HDFC0009847 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0009847 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Chengannur Town branch is mapped to IFSC HDFC0009847 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0009847.
Banking services available
The Chengannur Town branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0009847
How to transfer money using IFSC HDFC0009847
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009847 across all three.
NEFT to HDFC Bank, CHENGANNUR TOWN using IFSC HDFC0009847
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009847, and confirm that the system picks up HDFC Bank – CHENGANNUR TOWN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHENGANNUR TOWN
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's CHENGANNUR TOWN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009847 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – CHENGANNUR TOWN, use IMPS. With IFSC HDFC0009847 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Chengannur Town
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0009847:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHENGANNUR TOWN is still linked to IFSC HDFC0009847.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's CHENGANNUR TOWN branch, the IFSC HDFC0009847 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0009847
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the CHENGANNUR TOWN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0009847 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Chengannur Town branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0009847 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – CHENGANNUR TOWN:
- The IFSC is exactly HDFC0009847 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and CHENGANNUR TOWN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Chengannur Town branch
The branch is located at HDFC BANK LTD SABU OOMMEN AND SHIBU OOMMEN BLDG MK ROAD DIST ALAPPUZHA CHENGANNUR KERALA 689121, which puts it inside Chengannur, the broader Alappuzha district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Chengannur Town branch” — the verified location pin for IFSC HDFC0009847 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0009847 and your account number.
Verifying IFSC HDFC0009847 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009847 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chengannur Town branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0009847, however, work 24x7.
Branch address & contact
HDFC BankChengannur Town Branch
HDFC BANK LTD SABU OOMMEN AND SHIBU OOMMEN BLDG MK ROAD DIST ALAPPUZHA CHENGANNUR KERALA 689121
Chengannur, Kerala
Phone: 1800-2026161
IFSC: HDFC0009847
Frequently asked questions
Is IFSC HDFC0009847 valid for NEFT and RTGS?
Yes. IFSC HDFC0009847 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Chengannur Town as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009847, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using HDFC0009847 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Chengannur Town reflect within 30 minutes.
Where is HDFC Bank Chengannur Town branch located?
HDFC Bank's Chengannur Town branch is located at HDFC BANK LTD SABU OOMMEN AND SHIBU OOMMEN BLDG MK ROAD DIST ALAPPUZHA CHENGANNUR KERALA 689121, Chengannur, Kerala.
Can I use IFSC HDFC0009847 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0009847 to send funds instantly.
What is the IFSC code of HDFC Bank Chengannur Town branch?
The IFSC code of HDFC Bank, Chengannur Town branch is HDFC0009847. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0009847 the same for all accounts at Chengannur Town branch?
Yes. The IFSC HDFC0009847 is shared by every account held at HDFC Bank's Chengannur Town branch. Only the account number changes from customer to customer.
Summary
The IFSC code HDFC0009847 belongs to HDFC Bank's CHENGANNUR TOWN branch, located at HDFC BANK LTD SABU OOMMEN AND SHIBU OOMMEN BLDG MK ROAD DIST ALAPPUZHA… in CHENGANNUR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
