IFSC Code of HDFC Bank, Srm Institute of Science Technology Branch, Tamil Nadu

If you are searching for the IFSC code of HDFC Bank, SRM INSTITUTE OF SCIENCE TECHNOLOGY branch in CHENGALPATTU, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is HDFC0008873. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SRM INSTITUTE OF SCIENCE TECHNOLOGY branch, and detailed step-by-step guides for using the IFSC HDFC0008873 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0008873 is the IFSC of HDFC Bank's SRM INSTITUTE OF SCIENCE TECHNOLOGY branch. The format is fixed: HDFC = bank code, 0 = reserved, 008873 = branch identifier.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Srm Institute of Science Technology branch — IFSC HDFC0008873 — extends the bank's services to customers in and around Chengalpattu, Tamil Nadu.

Branch details at a glance

About this branch

The branch is located at HDFC BANK LTD POTHERI SRM NAGAR KATTANKULATHUR CHENNAI CHENGALPATTU TAMIL NADU 603203. It serves the Chengalpattu region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0008873 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SRM INSTITUTE OF SCIENCE TECHNOLOGY branch came to be assigned the code HDFC0008873.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0008873, money simply cannot be routed to the SRM INSTITUTE OF SCIENCE TECHNOLOGY branch electronically.

Products and account variants supported

Every account opened at the Srm Institute of Science Technology branch is mapped to IFSC HDFC0008873 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0008873.

Products and services

Customers walking into the Srm Institute of Science Technology branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0008873

How to transfer money using IFSC HDFC0008873

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0008873 across all three.

NEFT to HDFC Bank, SRM INSTITUTE OF SCIENCE TECHNOLOGY using IFSC HDFC0008873

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0008873, and confirm that the system picks up HDFC Bank – SRM INSTITUTE OF SCIENCE TECHNOLOGY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HDFC0008873

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – SRM INSTITUTE OF SCIENCE TECHNOLOGY, ensure your bank's portal accepts IFSC HDFC0008873 while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank SRM INSTITUTE OF SCIENCE TECHNOLOGY (IFSC HDFC0008873)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0008873 in your mobile or internet banking app, and the money is credited to the SRM INSTITUTE OF SCIENCE TECHNOLOGY branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Srm Institute of Science Technology

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0008873:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SRM INSTITUTE OF SCIENCE TECHNOLOGY is still linked to IFSC HDFC0008873.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SRM INSTITUTE OF SCIENCE TECHNOLOGY branch, the IFSC HDFC0008873 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Srm Institute of Science Technology branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0008873 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0008873 and the account number together uniquely identify the Srm Institute of Science Technology branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC HDFC0008873

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – SRM INSTITUTE OF SCIENCE TECHNOLOGY, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0008873.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Srm Institute of Science Technology branch

The branch is located at HDFC BANK LTD POTHERI SRM NAGAR KATTANKULATHUR CHENNAI CHENGALPATTU TAMIL NADU 603203, which puts it inside Chengalpattu, the broader Kanchipuram district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Srm Institute of Science Technology branch” — the verified location pin for IFSC HDFC0008873 should appear at the top of the results.
2. Confirm the branch is open by calling 44-61606161 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0008873 and your account number.

Verifying IFSC HDFC0008873 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0008873 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 44-61606161.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Srm Institute of Science Technology branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0008873, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0008873 belongs to HDFC Bank's SRM INSTITUTE OF SCIENCE TECHNOLOGY branch, located at HDFC BANK LTD POTHERI SRM NAGAR KATTANKULATHUR CHENNAI CHENGALPATTU TAMIL NADU… in CHENGALPATTU, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.