Below are the complete branch details for HDFC Bank, CHAVAKKAD - THRISSUR branch, located in CHAVAKKAD, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0001538. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0001538 for HDFC Bank – CHAVAKKAD - THRISSUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – CHAVAKKAD - THRISSUR is HDFC0001538. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001538 map to this branch in CHAVAKKAD, KERALA.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Chavakkad - Thrissur branch in Chavakkad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0001538.
Chavakkad - Thrissur branch overview
Located at SHAH SHOPPING MALL,SOUTH BYPASS ROAD,OPP PRIVATE BUS STAND, the Chavakkad - Thrissur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0001538 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Chavakkad - Thrissur |
| IFSC Code | HDFC0001538 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHAH SHOPPING MALL,SOUTH BYPASS ROAD,OPP PRIVATE BUS STAND |
| City | Chavakkad |
| District | Thrissur |
| State | Kerala |
| STD Code | 91 |
| Phone | 9895663333 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHAVAKKAD - THRISSUR of HDFC Bank — its own 11-character IFSC. The code HDFC0001538 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0001538 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Chavakkad - Thrissur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0001538 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0001538
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001538 across all three.
NEFT to HDFC Bank, CHAVAKKAD - THRISSUR using IFSC HDFC0001538
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0001538, and confirm that the system picks up HDFC Bank – CHAVAKKAD - THRISSUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0001538
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – CHAVAKKAD - THRISSUR, ensure your bank's portal accepts IFSC HDFC0001538 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank CHAVAKKAD - THRISSUR (IFSC HDFC0001538)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0001538 in your mobile or internet banking app, and the money is credited to the CHAVAKKAD - THRISSUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0001538 for HDFC Bank – CHAVAKKAD - THRISSUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0001538 | Yes – HDFC0001538 | Yes – HDFC0001538 |
For most retail customers crediting the Chavakkad - Thrissur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0001538
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – CHAVAKKAD - THRISSUR is still mapped to IFSC HDFC0001538. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0001538 and the beneficiary's account number to complete the transfer.
Account types you can open at the Chavakkad - Thrissur branch
Once you have an account at HDFC Bank – CHAVAKKAD - THRISSUR, the IFSC HDFC0001538 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Chavakkad - Thrissur branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0001538
Digital banking channels
Most day-to-day work that customers used to do at the Chavakkad - Thrissur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0001538 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Chavakkad - Thrissur branch
The branch is located at SHAH SHOPPING MALL,SOUTH BYPASS ROAD,OPP PRIVATE BUS STAND, which puts it inside Chavakkad, the broader Thrissur district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Chavakkad - Thrissur branch” — the verified location pin for IFSC HDFC0001538 should appear at the top of the results.
- Confirm the branch is open by calling 91-9895663333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0001538 and your account number.
Common mistakes to avoid when using IFSC HDFC0001538
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – CHAVAKKAD - THRISSUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0001538. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chavakkad - Thrissur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0001538, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0001538 for HDFC Bank – CHAVAKKAD - THRISSUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankChavakkad - Thrissur Branch
SHAH SHOPPING MALL,SOUTH BYPASS ROAD,OPP PRIVATE BUS STAND
Chavakkad, Kerala
Phone: 91-9895663333
IFSC: HDFC0001538
Frequently asked questions
How do I add HDFC Bank Chavakkad - Thrissur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001538, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chavakkad - Thrissur branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0001538 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Chavakkad - Thrissur reflect within 30 minutes.
Is IFSC HDFC0001538 valid for NEFT and RTGS?
Yes. IFSC HDFC0001538 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is HDFC Bank Chavakkad - Thrissur branch located?
HDFC Bank's Chavakkad - Thrissur branch is located at SHAH SHOPPING MALL,SOUTH BYPASS ROAD,OPP PRIVATE BUS STAND, Chavakkad, Kerala.
Is IFSC HDFC0001538 the same for all accounts at Chavakkad - Thrissur branch?
Yes. The IFSC HDFC0001538 is shared by every account held at HDFC Bank's Chavakkad - Thrissur branch. Only the account number changes from customer to customer.
Summary
The IFSC code HDFC0001538 belongs to HDFC Bank's CHAVAKKAD - THRISSUR branch, located at SHAH SHOPPING MALL,SOUTH BYPASS ROAD,OPP PRIVATE BUS STAND in CHAVAKKAD, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
