This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, CHARKHARI NPP branch in CHARKHARI. The 11-digit IFSC HDFC0006559 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the CHARKHARI NPP location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – CHARKHARI NPP is HDFC0006559. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006559 map to this branch in CHARKHARI, UTTAR PRADESH.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Charkhari Npp branch — IFSC HDFC0006559 — extends the bank's services to customers in and around Charkhari, Uttar Pradesh.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Charkhari Npp |
| IFSC Code | HDFC0006559 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR AMARGANJ NEXT TO STATE BANK OF INDIA CHARKHARI UTTAR PRADESH 210421 |
| City | Charkhari |
| District | Mahoba |
| State | Uttar Pradesh |
| STD Code | 11 |
| Phone | 61606161 |
About the Charkhari Npp branch
The Charkhari Npp branch of HDFC Bank is situated at GROUND FLOOR AMARGANJ NEXT TO STATE BANK OF INDIA CHARKHARI UTTAR PRADESH 210421. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0006559 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's CHARKHARI NPP branch came to be assigned the code HDFC0006559.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0006559, money simply cannot be routed to the CHARKHARI NPP branch electronically.
Products and account variants supported
Every account opened at the Charkhari Npp branch is mapped to IFSC HDFC0006559 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0006559.
Products and services
Customers walking into the Charkhari Npp branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0006559
How to transfer money using IFSC HDFC0006559
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006559 across all three.
NEFT to HDFC Bank, CHARKHARI NPP using IFSC HDFC0006559
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0006559, and confirm that the system picks up HDFC Bank – CHARKHARI NPP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0006559
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – CHARKHARI NPP, ensure your bank's portal accepts IFSC HDFC0006559 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – CHARKHARI NPP, use IMPS. With IFSC HDFC0006559 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0006559 for HDFC Bank – CHARKHARI NPP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0006559 | Yes – HDFC0006559 | Yes – HDFC0006559 |
For most retail customers crediting the Charkhari Npp branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0006559
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – CHARKHARI NPP is still mapped to IFSC HDFC0006559. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0006559 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Charkhari Npp branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0006559 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0006559 and the account number together uniquely identify the Charkhari Npp branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC HDFC0006559
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – CHARKHARI NPP, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0006559. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Charkhari Npp branch sits at GROUND FLOOR AMARGANJ NEXT TO STATE BANK OF INDIA CHARKHARI UTTAR PRADESH 210421. If you are travelling from outside Charkhari, search for the branch on a maps application using the bank name and locality, or call 11-61606161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0006559 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0006559 for HDFC Bank – CHARKHARI NPP, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Charkhari Npp are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0006559 continue to work without interruption.
Branch address & contact
HDFC BankCharkhari Npp Branch
GROUND FLOOR AMARGANJ NEXT TO STATE BANK OF INDIA CHARKHARI UTTAR PRADESH 210421
Charkhari, Uttar Pradesh
Phone: 11-61606161
IFSC: HDFC0006559
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Charkhari Npp branch but serve different purposes.
Where is HDFC Bank Charkhari Npp branch located?
HDFC Bank's Charkhari Npp branch is located at GROUND FLOOR AMARGANJ NEXT TO STATE BANK OF INDIA CHARKHARI UTTAR PRADESH 210421, Charkhari, Uttar Pradesh.
What is the IFSC code of HDFC Bank Charkhari Npp branch?
The IFSC code of HDFC Bank, Charkhari Npp branch is HDFC0006559. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using HDFC0006559 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Charkhari Npp reflect within 30 minutes.
How do I add HDFC Bank Charkhari Npp as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0006559, and complete OTP verification. Once activated, you can transfer funds at any time.
Does HDFC Bank Charkhari Npp branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 11-61606161 to confirm.
Is IFSC HDFC0006559 the same for all accounts at Charkhari Npp branch?
Yes. The IFSC HDFC0006559 is shared by every account held at HDFC Bank's Charkhari Npp branch. Only the account number changes from customer to customer.
Can I use IFSC HDFC0006559 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0006559 to send funds instantly.
Final notes
To recap: HDFC0006559 is the IFSC code of HDFC Bank, CHARKHARI NPP branch, in CHARKHARI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
