This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, CHARARI SHARIEF branch in CHARARI SHARIF. The 11-digit IFSC HDFC0004207 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the CHARARI SHARIEF location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's CHARARI SHARIEF branch, the IFSC HDFC0004207 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 004207 identifies this particular branch.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Charari Sharief branch in Charari Sharif. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0004207.
About the Charari Sharief branch
The Charari Sharief branch of HDFC Bank is situated at MAIN CHOWK GULSHANABAD WARD NO 7 CHARARI SHARIEF BUDGAM CHARARI SHARIEFJAMMU AND KASHMIR191112. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0004207 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Charari Sharief |
| IFSC Code | HDFC0004207 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN CHOWK GULSHANABAD WARD NO 7 CHARARI SHARIEF BUDGAM CHARARI SHARIEFJAMMU AND KASHMIR191112 |
| City | Charari Sharif |
| District | Badgam |
| State | Jammu and Kashmir |
| STD Code | 1800 |
| Phone | 1804333 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHARARI SHARIEF of HDFC Bank — its own 11-character IFSC. The code HDFC0004207 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0004207 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Charari Sharief branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004207 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0004207
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004207 across all three.
How to use IFSC HDFC0004207 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's CHARARI SHARIEF branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0004207.
- Confirm the bank name auto-populates as HDFC Bank and the branch as CHARARI SHARIEF.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CHARARI SHARIEF
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's CHARARI SHARIEF branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004207 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank CHARARI SHARIEF (IFSC HDFC0004207)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0004207 in your mobile or internet banking app, and the money is credited to the CHARARI SHARIEF branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004207 for HDFC Bank – CHARARI SHARIEF, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004207 | Yes – HDFC0004207 | Yes – HDFC0004207 |
For most retail customers crediting the Charari Sharief branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's CHARARI SHARIEF branch, the IFSC HDFC0004207 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Charari Sharief branch is mapped to IFSC HDFC0004207 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0004207.
Products and services
Customers walking into the Charari Sharief branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0004207
Digital banking channels
Most day-to-day work that customers used to do at the Charari Sharief branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0004207 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Charari Sharief branch
The branch is located at MAIN CHOWK GULSHANABAD WARD NO 7 CHARARI SHARIEF BUDGAM CHARARI SHARIEFJAMMU AND KASHMIR191112, which puts it inside Charari Sharif, the broader Badgam district, and the state of Jammu and Kashmir. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Charari Sharief branch” — the verified location pin for IFSC HDFC0004207 should appear at the top of the results.
- Confirm the branch is open by calling 1800-1804333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0004207 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – CHARARI SHARIEF:
- The IFSC is exactly HDFC0004207 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and CHARARI SHARIEF as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Charari Sharief branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0004207, however, work 24x7.
Verifying IFSC HDFC0004207 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004207 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-1804333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankCharari Sharief Branch
MAIN CHOWK GULSHANABAD WARD NO 7 CHARARI SHARIEF BUDGAM CHARARI SHARIEFJAMMU AND KASHMIR191112
Charari Sharif, Jammu and Kashmir
Phone: 1800-1804333
IFSC: HDFC0004207
Frequently asked questions
What is the phone number of HDFC Bank Charari Sharief branch?
You can reach the branch at 1800-1804333 during regular banking hours.
Can I use IFSC HDFC0004207 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0004207 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Charari Sharief branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0004207 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Charari Sharief reflect within 30 minutes.
How do I add HDFC Bank Charari Sharief as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004207, and complete OTP verification. Once activated, you can transfer funds at any time.
Does HDFC Bank Charari Sharief branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-1804333 to confirm.
Where is HDFC Bank Charari Sharief branch located?
HDFC Bank's Charari Sharief branch is located at MAIN CHOWK GULSHANABAD WARD NO 7 CHARARI SHARIEF BUDGAM CHARARI SHARIEFJAMMU AND KASHMIR191112, Charari Sharif, Jammu and Kashmir.
Is IFSC HDFC0004207 valid for NEFT and RTGS?
Yes. IFSC HDFC0004207 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code HDFC0004207 belongs to HDFC Bank's CHARARI SHARIEF branch, located at MAIN CHOWK GULSHANABAD WARD NO 7 CHARARI SHARIEF BUDGAM CHARARI SHARIEFJAMMU… in CHARARI SHARIF, JAMMU AND KASHMIR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
