Below are the complete branch details for HDFC Bank, CHANDUR RAILWAY branch, located in CHANDUR RAILWAY, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0004576. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0004576 for HDFC Bank – CHANDUR RAILWAY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – CHANDUR RAILWAY is HDFC0004576. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004576 map to this branch in CHANDUR RAILWAY, MAHARASHTRA.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chandur Railway branch in Chandur Railway, Maharashtra is part of this network and uses the IFSC code HDFC0004576 for all electronic settlement.
About this branch
The branch is located at GRD FLOOR MAIN MARKET CHOWK CHANDUR RAILWAY CHANDUR RAILWAY MAHARASHTRA 444904. It serves the Chandur Railway region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0004576 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Chandur Railway |
| IFSC Code | HDFC0004576 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLOOR MAIN MARKET CHOWK CHANDUR RAILWAY CHANDUR RAILWAY MAHARASHTRA 444904 |
| City | Chandur Railway |
| District | Amravati |
| State | Maharashtra |
| STD Code | 1800 |
| Phone | 2026161 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHANDUR RAILWAY of HDFC Bank — its own 11-character IFSC. The code HDFC0004576 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0004576 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Chandur Railway branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004576 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0004576
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004576 across all three.
NEFT to HDFC Bank, CHANDUR RAILWAY using IFSC HDFC0004576
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0004576, and confirm that the system picks up HDFC Bank – CHANDUR RAILWAY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0004576
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – CHANDUR RAILWAY, ensure your bank's portal accepts IFSC HDFC0004576 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – CHANDUR RAILWAY, use IMPS. With IFSC HDFC0004576 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004576 for HDFC Bank – CHANDUR RAILWAY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004576 | Yes – HDFC0004576 | Yes – HDFC0004576 |
For most retail customers crediting the Chandur Railway branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's CHANDUR RAILWAY branch, the IFSC HDFC0004576 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Chandur Railway branch
Once you have an account at HDFC Bank – CHANDUR RAILWAY, the IFSC HDFC0004576 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Chandur Railway branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0004576
Online banking and IFSC HDFC0004576
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the CHANDUR RAILWAY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004576 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Chandur Railway branch sits at GRD FLOOR MAIN MARKET CHOWK CHANDUR RAILWAY CHANDUR RAILWAY MAHARASHTRA 444904. If you are travelling from outside Chandur Railway, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0004576 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – CHANDUR RAILWAY:
- The IFSC is exactly HDFC0004576 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and CHANDUR RAILWAY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chandur Railway branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0004576, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0004576 for HDFC Bank – CHANDUR RAILWAY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankChandur Railway Branch
GRD FLOOR MAIN MARKET CHOWK CHANDUR RAILWAY CHANDUR RAILWAY MAHARASHTRA 444904
Chandur Railway, Maharashtra
Phone: 1800-2026161
IFSC: HDFC0004576
Frequently asked questions
How do I add HDFC Bank Chandur Railway as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004576, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using HDFC0004576 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Chandur Railway reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chandur Railway branch but serve different purposes.
Does HDFC Bank Chandur Railway branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
Is IFSC HDFC0004576 the same for all accounts at Chandur Railway branch?
Yes. The IFSC HDFC0004576 is shared by every account held at HDFC Bank's Chandur Railway branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Chandur Railway branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Can I use IFSC HDFC0004576 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0004576 to send funds instantly.
What is the IFSC code of HDFC Bank Chandur Railway branch?
The IFSC code of HDFC Bank, Chandur Railway branch is HDFC0004576. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code HDFC0004576 belongs to HDFC Bank's CHANDUR RAILWAY branch, located at GRD FLOOR MAIN MARKET CHOWK CHANDUR RAILWAY CHANDUR RAILWAY MAHARASHTRA 444904 in CHANDUR RAILWAY, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
