IFSC Code of HDFC Bank, Dr Panjabrao Deshmukh Ur Co Bnk Ltd Branch, Maharashtra

Use this page as a one-stop reference for everything related to HDFC Bank's DR PANJABRAO DESHMUKH UR CO BNK LTD branch in CHANDUR BAZAR, MAHARASHTRA. The branch's IFSC code HDFC0CPDB06 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – DR PANJABRAO DESHMUKH UR CO BNK LTD is HDFC0CPDB06. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CPDB06 map to this branch in CHANDUR BAZAR, MAHARASHTRA.

Branch details at a glance

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch in Chandur Bazar, Maharashtra is part of this network and uses the IFSC code HDFC0CPDB06 for all electronic settlement.

About this branch

The branch is located at NEAR BUS STAND TQ CHANDUR BAZAR 444704. It serves the Chandur Bazar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CPDB06 is used to identify this branch on the RBI payments network.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DR PANJABRAO DESHMUKH UR CO BNK LTD of HDFC Bank — its own 11-character IFSC. The code HDFC0CPDB06 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CPDB06 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0CPDB06

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CPDB06 across all three.

How to use IFSC HDFC0CPDB06 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's DR PANJABRAO DESHMUKH UR CO BNK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CPDB06.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as DR PANJABRAO DESHMUKH UR CO BNK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DR PANJABRAO DESHMUKH UR CO BNK LTD

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's DR PANJABRAO DESHMUKH UR CO BNK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CPDB06 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank DR PANJABRAO DESHMUKH UR CO BNK LTD (IFSC HDFC0CPDB06)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CPDB06 in your mobile or internet banking app, and the money is credited to the DR PANJABRAO DESHMUKH UR CO BNK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Dr Panjabrao Deshmukh Ur Co Bnk Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CPDB06:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DR PANJABRAO DESHMUKH UR CO BNK LTD is still linked to IFSC HDFC0CPDB06.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CPDB06

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – DR PANJABRAO DESHMUKH UR CO BNK LTD is still mapped to IFSC HDFC0CPDB06. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CPDB06 and the beneficiary's account number to complete the transfer.

Account types you can open at the Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch

Once you have an account at HDFC Bank – DR PANJABRAO DESHMUKH UR CO BNK LTD, the IFSC HDFC0CPDB06 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CPDB06

MICR & cheque-truncation details

Cheques drawn on the Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CPDB06 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC HDFC0CPDB06

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the DR PANJABRAO DESHMUKH UR CO BNK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CPDB06 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – DR PANJABRAO DESHMUKH UR CO BNK LTD:

• The IFSC is exactly HDFC0CPDB06 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and DR PANJABRAO DESHMUKH UR CO BNK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch sits at NEAR BUS STAND TQ CHANDUR BAZAR 444704. If you are travelling from outside Chandur Bazar, search for the branch on a maps application using the bank name and locality, or call 7227-243388 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CPDB06 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CPDB06 for HDFC Bank – DR PANJABRAO DESHMUKH UR CO BNK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Dr Panjabrao Deshmukh Ur Co Bnk Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CPDB06 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CPDB06 belongs to HDFC Bank's DR PANJABRAO DESHMUKH UR CO BNK LTD branch, located at NEAR BUS STAND TQ CHANDUR BAZAR 444704 in CHANDUR BAZAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.