If you are searching for the IFSC code of HDFC Bank, CHANDIKHOL branch in CHANDIKHOL, ODISHA, this page has every detail you need. The verified IFSC code for this branch is HDFC0002271. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHANDIKHOL branch, and detailed step-by-step guides for using the IFSC HDFC0002271 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's CHANDIKHOL branch, the IFSC HDFC0002271 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 002271 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Chandikhol |
| IFSC Code | HDFC0002271 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHANDIKHOL HDFC BANK LTD S N PLAZA, PO.SUNGUDA CHANDIKHOL CHOWK CHANDIKHOL ORISSA |
| City | Chandikhol |
| District | Jajpur |
| State | Odisha |
| STD Code | 91 |
| Phone | 9937903333 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Chandikhol branch in Chandikhol. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0002271.
About this branch
The branch is located at CHANDIKHOL HDFC BANK LTD S N PLAZA, PO.SUNGUDA CHANDIKHOL CHOWK CHANDIKHOL ORISSA. It serves the Chandikhol region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0002271 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's CHANDIKHOL branch came to be assigned the code HDFC0002271.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0002271, money simply cannot be routed to the CHANDIKHOL branch electronically.
How to transfer money using IFSC HDFC0002271
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002271 across all three.
How to use IFSC HDFC0002271 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's CHANDIKHOL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0002271.
- Confirm the bank name auto-populates as HDFC Bank and the branch as CHANDIKHOL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0002271
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – CHANDIKHOL, ensure your bank's portal accepts IFSC HDFC0002271 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – CHANDIKHOL, use IMPS. With IFSC HDFC0002271 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002271 for HDFC Bank – CHANDIKHOL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002271 | Yes – HDFC0002271 | Yes – HDFC0002271 |
For most retail customers crediting the Chandikhol branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0002271
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – CHANDIKHOL is still mapped to IFSC HDFC0002271. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002271 and the beneficiary's account number to complete the transfer.
Account types you can open at the Chandikhol branch
Once you have an account at HDFC Bank – CHANDIKHOL, the IFSC HDFC0002271 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Chandikhol branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0002271
MICR & cheque-truncation details
Cheques drawn on the Chandikhol branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0002271 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0002271
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the CHANDIKHOL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0002271 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – CHANDIKHOL:
- The IFSC is exactly HDFC0002271 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and CHANDIKHOL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Chandikhol branch sits at CHANDIKHOL HDFC BANK LTD S N PLAZA, PO.SUNGUDA CHANDIKHOL CHOWK CHANDIKHOL ORISSA. If you are travelling from outside Chandikhol, search for the branch on a maps application using the bank name and locality, or call 91-9937903333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002271 and your account number.
Verifying IFSC HDFC0002271 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002271 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9937903333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chandikhol branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0002271, however, work 24x7.
Branch address & contact
HDFC BankChandikhol Branch
CHANDIKHOL HDFC BANK LTD S N PLAZA, PO.SUNGUDA CHANDIKHOL CHOWK CHANDIKHOL ORISSA
Chandikhol, Odisha
Phone: 91-9937903333
IFSC: HDFC0002271
Frequently asked questions
How do I add HDFC Bank Chandikhol as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002271, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using HDFC0002271 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Chandikhol reflect within 30 minutes.
What is the IFSC code of HDFC Bank Chandikhol branch?
The IFSC code of HDFC Bank, Chandikhol branch is HDFC0002271. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chandikhol branch but serve different purposes.
Is IFSC HDFC0002271 the same for all accounts at Chandikhol branch?
Yes. The IFSC HDFC0002271 is shared by every account held at HDFC Bank's Chandikhol branch. Only the account number changes from customer to customer.
Does HDFC Bank Chandikhol branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9937903333 to confirm.
Can I use IFSC HDFC0002271 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0002271 to send funds instantly.
Where is HDFC Bank Chandikhol branch located?
HDFC Bank's Chandikhol branch is located at CHANDIKHOL HDFC BANK LTD S N PLAZA, PO.SUNGUDA CHANDIKHOL CHOWK CHANDIKHOL ORISSA, Chandikhol, Odisha.
Final notes
To recap: HDFC0002271 is the IFSC code of HDFC Bank, CHANDIKHOL branch, in CHANDIKHOL, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
