IFSC Code of HDFC Bank, Sh Guru Granth Sahib Vidya Kendra Branch, Chandigarh

If you are searching for the IFSC code of HDFC Bank, SH GURU GRANTH SAHIB VIDYA KENDRA branch in CHANDIGARH, CHANDIGARH, this page has every detail you need. The verified IFSC code for this branch is HDFC0001324. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SH GURU GRANTH SAHIB VIDYA KENDRA branch, and detailed step-by-step guides for using the IFSC HDFC0001324 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's SH GURU GRANTH SAHIB VIDYA KENDRA branch, the IFSC HDFC0001324 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 001324 identifies this particular branch.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sh Guru Granth Sahib Vidya Kendra branch in Chandigarh, Chandigarh is part of this network and uses the IFSC code HDFC0001324 for all electronic settlement.

About the Sh Guru Granth Sahib Vidya Kendra branch

The Sh Guru Granth Sahib Vidya Kendra branch of HDFC Bank is situated at PLOT NO 1 MADHYA MARG SH GURU GRANTH SAHIB VIDYA KENDRA SEC 28/A OPP GRAIN MARKET. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0001324 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SH GURU GRANTH SAHIB VIDYA KENDRA branch came to be assigned the code HDFC0001324.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0001324, money simply cannot be routed to the SH GURU GRANTH SAHIB VIDYA KENDRA branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0001324 and the account number together uniquely identify the Sh Guru Granth Sahib Vidya Kendra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC HDFC0001324

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001324 across all three.

NEFT to HDFC Bank, SH GURU GRANTH SAHIB VIDYA KENDRA using IFSC HDFC0001324

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0001324, and confirm that the system picks up HDFC Bank – SH GURU GRANTH SAHIB VIDYA KENDRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SH GURU GRANTH SAHIB VIDYA KENDRA

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SH GURU GRANTH SAHIB VIDYA KENDRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0001324 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – SH GURU GRANTH SAHIB VIDYA KENDRA, use IMPS. With IFSC HDFC0001324 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0001324 for HDFC Bank – SH GURU GRANTH SAHIB VIDYA KENDRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sh Guru Granth Sahib Vidya Kendra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0001324

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SH GURU GRANTH SAHIB VIDYA KENDRA is still mapped to IFSC HDFC0001324. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0001324 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sh Guru Granth Sahib Vidya Kendra branch is mapped to IFSC HDFC0001324 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0001324.

Products and services

Customers walking into the Sh Guru Granth Sahib Vidya Kendra branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0001324

Digital banking channels

Most day-to-day work that customers used to do at the Sh Guru Granth Sahib Vidya Kendra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0001324 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Sh Guru Granth Sahib Vidya Kendra branch

The branch is located at PLOT NO 1 MADHYA MARG SH GURU GRANTH SAHIB VIDYA KENDRA SEC 28/A OPP GRAIN MARKET, which puts it inside Chandigarh, the broader Chandigarh district, and the state of Chandigarh. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Sh Guru Granth Sahib Vidya Kendra branch” — the verified location pin for IFSC HDFC0001324 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9996243333 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0001324 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SH GURU GRANTH SAHIB VIDYA KENDRA:

• The IFSC is exactly HDFC0001324 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and SH GURU GRANTH SAHIB VIDYA KENDRA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sh Guru Granth Sahib Vidya Kendra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0001324, however, work 24x7.

Verifying IFSC HDFC0001324 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0001324 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9996243333.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0001324 is the IFSC code of HDFC Bank, SH GURU GRANTH SAHIB VIDYA KENDRA branch, in CHANDIGARH, CHANDIGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.