This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, CHANDABALI branch in CHANDBALI. The 11-digit IFSC HDFC0009221 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the CHANDABALI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – CHANDABALI is HDFC0009221. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009221 map to this branch in CHANDBALI, ODISHA.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Chandabali |
| IFSC Code | HDFC0009221 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GROUND FLOOR PLOT NO 2187 S N COLONY ROAD P S CHANDABALI DIST BHADRAK ODISHA 756133 |
| City | Chandbali |
| District | Bhadrak |
| State | Odisha |
| STD Code | 91 |
| Phone | 9937903333 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chandabali branch in Chandbali, Odisha is part of this network and uses the IFSC code HDFC0009221 for all electronic settlement.
Chandabali branch overview
Located at HDFC BANK LTD GROUND FLOOR PLOT NO 2187 S N COLONY ROAD P S CHANDABALI DIST BHADRAK ODISHA 756133, the Chandabali branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0009221 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's CHANDABALI branch came to be assigned the code HDFC0009221.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0009221, money simply cannot be routed to the CHANDABALI branch electronically.
How to transfer money using IFSC HDFC0009221
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009221 across all three.
NEFT to HDFC Bank, CHANDABALI using IFSC HDFC0009221
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009221, and confirm that the system picks up HDFC Bank – CHANDABALI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHANDABALI
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's CHANDABALI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009221 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – CHANDABALI, use IMPS. With IFSC HDFC0009221 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0009221 for HDFC Bank – CHANDABALI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0009221 | Yes – HDFC0009221 | Yes – HDFC0009221 |
For most retail customers crediting the Chandabali branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's CHANDABALI branch, the IFSC HDFC0009221 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Chandabali branch is mapped to IFSC HDFC0009221 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0009221.
Products and services
Customers walking into the Chandabali branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0009221
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0009221 and the account number together uniquely identify the Chandabali branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Chandabali branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0009221 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – CHANDABALI:
- The IFSC is exactly HDFC0009221 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and CHANDABALI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Chandabali branch sits at HDFC BANK LTD GROUND FLOOR PLOT NO 2187 S N COLONY ROAD P S CHANDABALI DIST BHADRAK ODISHA 756133. If you are travelling from outside Chandbali, search for the branch on a maps application using the bank name and locality, or call 91-9937903333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0009221 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0009221 for HDFC Bank – CHANDABALI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Chandabali are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0009221 continue to work without interruption.
Branch address & contact
HDFC BankChandabali Branch
HDFC BANK LTD GROUND FLOOR PLOT NO 2187 S N COLONY ROAD P S CHANDABALI DIST BHADRAK ODISHA 756133
Chandbali, Odisha
Phone: 91-9937903333
IFSC: HDFC0009221
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chandabali branch but serve different purposes.
Is IFSC HDFC0009221 the same for all accounts at Chandabali branch?
Yes. The IFSC HDFC0009221 is shared by every account held at HDFC Bank's Chandabali branch. Only the account number changes from customer to customer.
Is IFSC HDFC0009221 valid for NEFT and RTGS?
Yes. IFSC HDFC0009221 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of HDFC Bank Chandabali branch?
The IFSC code of HDFC Bank, Chandabali branch is HDFC0009221. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does HDFC Bank Chandabali branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9937903333 to confirm.
What is the phone number of HDFC Bank Chandabali branch?
You can reach the branch at 91-9937903333 during regular banking hours.
How do I add HDFC Bank Chandabali as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009221, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0009221 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0009221 to send funds instantly.
Summary
The IFSC code HDFC0009221 belongs to HDFC Bank's CHANDABALI branch, located at HDFC BANK LTD GROUND FLOOR PLOT NO 2187 S N COLONY ROAD P S CHANDABALI DIST… in CHANDBALI, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
