Below are the complete branch details for HDFC Bank, CHAMBA branch, located in CHAMBA, HIMACHAL PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0002875. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0002875 for HDFC Bank – CHAMBA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0002875 is the IFSC of HDFC Bank's CHAMBA branch. The format is fixed: HDFC = bank code, 0 = reserved, 002875 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Chamba |
| IFSC Code | HDFC0002875 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD., BHARMOUR ROAD CHAMBA DISTT CHAMBA HIMACHAL PRADESH 176310 |
| City | Chamba |
| District | Chamba |
| State | Himachal Pradesh |
| STD Code | 91 |
| Phone | 8001804333 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chamba branch — IFSC HDFC0002875 — extends the bank's services to customers in and around Chamba, Himachal Pradesh.
About the Chamba branch
The Chamba branch of HDFC Bank is situated at HDFC BANK LTD., BHARMOUR ROAD CHAMBA DISTT CHAMBA HIMACHAL PRADESH 176310. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0002875 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHAMBA of HDFC Bank — its own 11-character IFSC. The code HDFC0002875 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0002875 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0002875
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002875 across all three.
NEFT to HDFC Bank, CHAMBA using IFSC HDFC0002875
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002875, and confirm that the system picks up HDFC Bank – CHAMBA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHAMBA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's CHAMBA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0002875 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – CHAMBA, use IMPS. With IFSC HDFC0002875 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Chamba
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0002875:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHAMBA is still linked to IFSC HDFC0002875.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's CHAMBA branch, the IFSC HDFC0002875 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Chamba branch is mapped to IFSC HDFC0002875 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0002875.
Products and services
Customers walking into the Chamba branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0002875
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0002875 and the account number together uniquely identify the Chamba branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0002875
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the CHAMBA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0002875 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0002875
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – CHAMBA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0002875. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Chamba branch
The branch is located at HDFC BANK LTD., BHARMOUR ROAD CHAMBA DISTT CHAMBA HIMACHAL PRADESH 176310, which puts it inside Chamba, the broader Chamba district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Chamba branch” — the verified location pin for IFSC HDFC0002875 should appear at the top of the results.
- Confirm the branch is open by calling 91-8001804333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0002875 and your account number.
Verifying IFSC HDFC0002875 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002875 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8001804333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chamba are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0002875 continue to work without interruption.
Branch address & contact
HDFC BankChamba Branch
HDFC BANK LTD., BHARMOUR ROAD CHAMBA DISTT CHAMBA HIMACHAL PRADESH 176310
Chamba, Himachal Pradesh
Phone: 91-8001804333
IFSC: HDFC0002875
Frequently asked questions
How do I add HDFC Bank Chamba as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002875, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0002875 valid for NEFT and RTGS?
Yes. IFSC HDFC0002875 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0002875 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0002875 to send funds instantly.
Where is HDFC Bank Chamba branch located?
HDFC Bank's Chamba branch is located at HDFC BANK LTD., BHARMOUR ROAD CHAMBA DISTT CHAMBA HIMACHAL PRADESH 176310, Chamba, Himachal Pradesh.
Is IFSC HDFC0002875 the same for all accounts at Chamba branch?
Yes. The IFSC HDFC0002875 is shared by every account held at HDFC Bank's Chamba branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using HDFC0002875 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Chamba reflect within 30 minutes.
Does HDFC Bank Chamba branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8001804333 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chamba branch but serve different purposes.
Summary
The IFSC code HDFC0002875 belongs to HDFC Bank's CHAMBA branch, located at HDFC BANK LTD., BHARMOUR ROAD CHAMBA DISTT CHAMBA HIMACHAL PRADESH 176310 in CHAMBA, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
