Below are the complete branch details for HDFC Bank, KAKOD branch, located in BULANDSHAHR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0003323. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0003323 for HDFC Bank – KAKOD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's KAKOD branch, the IFSC HDFC0003323 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 003323 identifies this particular branch.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kakod branch — IFSC HDFC0003323 — extends the bank's services to customers in and around Bulandshahr, Uttar Pradesh.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kakod |
| IFSC Code | HDFC0003323 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD MAIN ROAD, DIST-BULANDSHAHR, KAKOD UTTAR PRADESH 203202 |
| City | Bulandshahr |
| District | Bulandshahr |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9935903333 |
About the Kakod branch
The Kakod branch of HDFC Bank is situated at HDFC BANK LTD MAIN ROAD, DIST-BULANDSHAHR, KAKOD UTTAR PRADESH 203202. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0003323 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KAKOD of HDFC Bank — its own 11-character IFSC. The code HDFC0003323 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0003323 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Kakod branch is mapped to IFSC HDFC0003323 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0003323.
Products and services
Customers walking into the Kakod branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0003323
How to transfer money using IFSC HDFC0003323
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003323 across all three.
NEFT to HDFC Bank, KAKOD using IFSC HDFC0003323
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0003323, and confirm that the system picks up HDFC Bank – KAKOD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0003323
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – KAKOD, ensure your bank's portal accepts IFSC HDFC0003323 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank KAKOD (IFSC HDFC0003323)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0003323 in your mobile or internet banking app, and the money is credited to the KAKOD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0003323 for HDFC Bank – KAKOD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0003323 | Yes – HDFC0003323 | Yes – HDFC0003323 |
For most retail customers crediting the Kakod branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's KAKOD branch, the IFSC HDFC0003323 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Kakod branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0003323 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0003323 and the account number together uniquely identify the Kakod branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – KAKOD:
- The IFSC is exactly HDFC0003323 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and KAKOD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kakod branch
The branch is located at HDFC BANK LTD MAIN ROAD, DIST-BULANDSHAHR, KAKOD UTTAR PRADESH 203202, which puts it inside Bulandshahr, the broader Bulandshahr district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Kakod branch” — the verified location pin for IFSC HDFC0003323 should appear at the top of the results.
- Confirm the branch is open by calling 91-9935903333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0003323 and your account number.
Verifying IFSC HDFC0003323 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003323 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9935903333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kakod are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0003323 continue to work without interruption.
Branch address & contact
HDFC BankKakod Branch
HDFC BANK LTD MAIN ROAD, DIST-BULANDSHAHR, KAKOD UTTAR PRADESH 203202
Bulandshahr, Uttar Pradesh
Phone: 91-9935903333
IFSC: HDFC0003323
Frequently asked questions
Can I use IFSC HDFC0003323 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0003323 to send funds instantly.
What is the phone number of HDFC Bank Kakod branch?
You can reach the branch at 91-9935903333 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kakod branch but serve different purposes.
What is the IFSC code of HDFC Bank Kakod branch?
The IFSC code of HDFC Bank, Kakod branch is HDFC0003323. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0003323 the same for all accounts at Kakod branch?
Yes. The IFSC HDFC0003323 is shared by every account held at HDFC Bank's Kakod branch. Only the account number changes from customer to customer.
Is IFSC HDFC0003323 valid for NEFT and RTGS?
Yes. IFSC HDFC0003323 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0003323 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Kakod reflect within 30 minutes.
Does HDFC Bank Kakod branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9935903333 to confirm.
Summary
The IFSC code HDFC0003323 belongs to HDFC Bank's KAKOD branch, located at HDFC BANK LTD MAIN ROAD, DIST-BULANDSHAHR, KAKOD UTTAR PRADESH 203202 in BULANDSHAHR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
