IFSC Code of HDFC Bank, Budhlada, Disrict Mansa, Punjab Branch, Punjab

If you are searching for the IFSC code of HDFC Bank, BUDHLADA, DISRICT MANSA, PUNJAB branch in BUDHLADA, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is HDFC0001481. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BUDHLADA, DISRICT MANSA, PUNJAB branch, and detailed step-by-step guides for using the IFSC HDFC0001481 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0001481 is the IFSC of HDFC Bank's BUDHLADA, DISRICT MANSA, PUNJAB branch. The format is fixed: HDFC = bank code, 0 = reserved, 001481 = branch identifier.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Budhlada, Disrict Mansa, Punjab branch in Budhlada, Punjab is part of this network and uses the IFSC code HDFC0001481 for all electronic settlement.

Branch details at a glance

Budhlada, Disrict Mansa, Punjab branch overview

Located at PNB ROAD, OPP GRAIN MARKET DIST. BUDHLADA, the Budhlada, Disrict Mansa, Punjab branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0001481 is required for all interbank electronic transfers routed through this branch.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BUDHLADA, DISRICT MANSA, PUNJAB of HDFC Bank — its own 11-character IFSC. The code HDFC0001481 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0001481 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Budhlada, Disrict Mansa, Punjab branch

Once you have an account at HDFC Bank – BUDHLADA, DISRICT MANSA, PUNJAB, the IFSC HDFC0001481 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Budhlada, Disrict Mansa, Punjab branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0001481

How to transfer money using IFSC HDFC0001481

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001481 across all three.

NEFT to HDFC Bank, BUDHLADA, DISRICT MANSA, PUNJAB using IFSC HDFC0001481

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0001481, and confirm that the system picks up HDFC Bank – BUDHLADA, DISRICT MANSA, PUNJAB. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HDFC0001481

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – BUDHLADA, DISRICT MANSA, PUNJAB, ensure your bank's portal accepts IFSC HDFC0001481 while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank BUDHLADA, DISRICT MANSA, PUNJAB (IFSC HDFC0001481)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0001481 in your mobile or internet banking app, and the money is credited to the BUDHLADA, DISRICT MANSA, PUNJAB branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Budhlada, Disrict Mansa, Punjab

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0001481:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BUDHLADA, DISRICT MANSA, PUNJAB is still linked to IFSC HDFC0001481.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0001481

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – BUDHLADA, DISRICT MANSA, PUNJAB is still mapped to IFSC HDFC0001481. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0001481 and the beneficiary's account number to complete the transfer.

Online banking and IFSC HDFC0001481

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the BUDHLADA, DISRICT MANSA, PUNJAB branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0001481 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0001481 and the account number together uniquely identify the Budhlada, Disrict Mansa, Punjab branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – BUDHLADA, DISRICT MANSA, PUNJAB:

• The IFSC is exactly HDFC0001481 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and BUDHLADA, DISRICT MANSA, PUNJAB as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Budhlada, Disrict Mansa, Punjab branch sits at PNB ROAD, OPP GRAIN MARKET DIST. BUDHLADA. If you are travelling from outside Budhlada, search for the branch on a maps application using the bank name and locality, or call 91-9815331111 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0001481 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0001481 for HDFC Bank – BUDHLADA, DISRICT MANSA, PUNJAB, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Budhlada, Disrict Mansa, Punjab branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0001481, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0001481 is the IFSC code of HDFC Bank, BUDHLADA, DISRICT MANSA, PUNJAB branch, in BUDHLADA, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.