If you are searching for the IFSC code of HDFC Bank, JAYAPRAKASH NAGAR branch in BRAHMAPUR, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is HDFC0009246. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JAYAPRAKASH NAGAR branch, and detailed step-by-step guides for using the IFSC HDFC0009246 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0009246 is the IFSC of HDFC Bank's JAYAPRAKASH NAGAR branch. The format is fixed: HDFC = bank code, 0 = reserved, 009246 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jayaprakash Nagar branch in Brahmapur, Punjab is part of this network and uses the IFSC code HDFC0009246 for all electronic settlement.
About this branch
The branch is located at HDFC BANK LTD UPPER GROUND FLOOR JAYAPRAKASH NAGAR SALES TAX SQUARE BRAHMAPUR GANJAM ODISHA 760010. It serves the Brahmapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0009246 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Jayaprakash Nagar |
| IFSC Code | HDFC0009246 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD UPPER GROUND FLOOR JAYAPRAKASH NAGAR SALES TAX SQUARE BRAHMAPUR GANJAM ODISHA 760010 |
| City | Brahmapur |
| District | Ganjam |
| State | Punjab |
| STD Code | 91 |
| Phone | 9815331111 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAYAPRAKASH NAGAR of HDFC Bank — its own 11-character IFSC. The code HDFC0009246 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0009246 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Jayaprakash Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0009246 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0009246
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009246 across all three.
NEFT to HDFC Bank, JAYAPRAKASH NAGAR using IFSC HDFC0009246
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009246, and confirm that the system picks up HDFC Bank – JAYAPRAKASH NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0009246
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – JAYAPRAKASH NAGAR, ensure your bank's portal accepts IFSC HDFC0009246 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – JAYAPRAKASH NAGAR, use IMPS. With IFSC HDFC0009246 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0009246 for HDFC Bank – JAYAPRAKASH NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0009246 | Yes – HDFC0009246 | Yes – HDFC0009246 |
For most retail customers crediting the Jayaprakash Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's JAYAPRAKASH NAGAR branch, the IFSC HDFC0009246 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Jayaprakash Nagar branch
Once you have an account at HDFC Bank – JAYAPRAKASH NAGAR, the IFSC HDFC0009246 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Jayaprakash Nagar branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0009246
Online banking and IFSC HDFC0009246
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the JAYAPRAKASH NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0009246 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Jayaprakash Nagar branch sits at HDFC BANK LTD UPPER GROUND FLOOR JAYAPRAKASH NAGAR SALES TAX SQUARE BRAHMAPUR GANJAM ODISHA 760010. If you are travelling from outside Brahmapur, search for the branch on a maps application using the bank name and locality, or call 91-9815331111 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0009246 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – JAYAPRAKASH NAGAR:
- The IFSC is exactly HDFC0009246 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and JAYAPRAKASH NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jayaprakash Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0009246, however, work 24x7.
Verifying IFSC HDFC0009246 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009246 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9815331111.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankJayaprakash Nagar Branch
HDFC BANK LTD UPPER GROUND FLOOR JAYAPRAKASH NAGAR SALES TAX SQUARE BRAHMAPUR GANJAM ODISHA 760010
Brahmapur, Punjab
Phone: 91-9815331111
IFSC: HDFC0009246
Frequently asked questions
Is IFSC HDFC0009246 the same for all accounts at Jayaprakash Nagar branch?
Yes. The IFSC HDFC0009246 is shared by every account held at HDFC Bank's Jayaprakash Nagar branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jayaprakash Nagar branch but serve different purposes.
How do I add HDFC Bank Jayaprakash Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009246, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0009246 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0009246 to send funds instantly.
Is IFSC HDFC0009246 valid for NEFT and RTGS?
Yes. IFSC HDFC0009246 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of HDFC Bank Jayaprakash Nagar branch?
You can reach the branch at 91-9815331111 during regular banking hours.
Where is HDFC Bank Jayaprakash Nagar branch located?
HDFC Bank's Jayaprakash Nagar branch is located at HDFC BANK LTD UPPER GROUND FLOOR JAYAPRAKASH NAGAR SALES TAX SQUARE BRAHMAPUR GANJAM ODISHA 760010, Brahmapur, Punjab.
Summary
The IFSC code HDFC0009246 belongs to HDFC Bank's JAYAPRAKASH NAGAR branch, located at HDFC BANK LTD UPPER GROUND FLOOR JAYAPRAKASH NAGAR SALES TAX SQUARE BRAHMAPUR… in BRAHMAPUR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
