IFSC Code of HDFC Bank, Bijapur Branch Boriguma Branch, Odisha

If you are searching for the IFSC code of HDFC Bank, BIJAPUR BRANCH BORIGUMA branch in BORIGUMMA, ODISHA, this page has every detail you need. The verified IFSC code for this branch is HDFC0004750. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BIJAPUR BRANCH BORIGUMA branch, and detailed step-by-step guides for using the IFSC HDFC0004750 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's BIJAPUR BRANCH BORIGUMA branch, the IFSC HDFC0004750 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 004750 identifies this particular branch.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bijapur Branch Boriguma branch — IFSC HDFC0004750 — extends the bank's services to customers in and around Borigumma, Odisha.

Branch details at a glance

Bijapur Branch Boriguma branch overview

Located at HDFC BANK LTD AT BIJAPUR PO BORIGUMA DIST KORAPUT ODISHA BIJAPUR ODISHA764056, the Bijapur Branch Boriguma branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0004750 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's BIJAPUR BRANCH BORIGUMA branch came to be assigned the code HDFC0004750.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0004750, money simply cannot be routed to the BIJAPUR BRANCH BORIGUMA branch electronically.

Products and account variants supported

Every account opened at the Bijapur Branch Boriguma branch is mapped to IFSC HDFC0004750 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0004750.

Products and services

Customers walking into the Bijapur Branch Boriguma branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0004750

How to transfer money using IFSC HDFC0004750

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004750 across all three.

NEFT to HDFC Bank, BIJAPUR BRANCH BORIGUMA using IFSC HDFC0004750

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0004750, and confirm that the system picks up HDFC Bank – BIJAPUR BRANCH BORIGUMA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BIJAPUR BRANCH BORIGUMA

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's BIJAPUR BRANCH BORIGUMA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004750 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – BIJAPUR BRANCH BORIGUMA, use IMPS. With IFSC HDFC0004750 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0004750 for HDFC Bank – BIJAPUR BRANCH BORIGUMA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bijapur Branch Boriguma branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0004750

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – BIJAPUR BRANCH BORIGUMA is still mapped to IFSC HDFC0004750. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0004750 and the beneficiary's account number to complete the transfer.

Online banking and IFSC HDFC0004750

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the BIJAPUR BRANCH BORIGUMA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004750 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Bijapur Branch Boriguma branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004750 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – BIJAPUR BRANCH BORIGUMA:

• The IFSC is exactly HDFC0004750 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and BIJAPUR BRANCH BORIGUMA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Bijapur Branch Boriguma branch sits at HDFC BANK LTD AT BIJAPUR PO BORIGUMA DIST KORAPUT ODISHA BIJAPUR ODISHA764056. If you are travelling from outside Borigumma, search for the branch on a maps application using the bank name and locality, or call 91-9937903333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0004750 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0004750 for HDFC Bank – BIJAPUR BRANCH BORIGUMA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bijapur Branch Boriguma branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0004750, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0004750 is the IFSC code of HDFC Bank, BIJAPUR BRANCH BORIGUMA branch, in BORIGUMMA, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.