This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, BODH GAYA branch in BODH GAYA. The 11-digit IFSC HDFC0002698 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the BODH GAYA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – BODH GAYA is HDFC0002698. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002698 map to this branch in BODH GAYA, BIHAR.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Bodh Gaya |
| IFSC Code | HDFC0002698 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD NEAR CHINA MANDIR BODH GAYA, GAYA BIHAR 824231 |
| City | Bodh Gaya |
| District | Gaya |
| State | Bihar |
| STD Code | 91 |
| Phone | 8602666161 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bodh Gaya branch — IFSC HDFC0002698 — extends the bank's services to customers in and around Bodh Gaya, Bihar.
About this branch
The branch is located at HDFC BANK LTD NEAR CHINA MANDIR BODH GAYA, GAYA BIHAR 824231. It serves the Bodh Gaya region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0002698 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BODH GAYA of HDFC Bank — its own 11-character IFSC. The code HDFC0002698 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0002698 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0002698
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002698 across all three.
NEFT to HDFC Bank, BODH GAYA using IFSC HDFC0002698
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002698, and confirm that the system picks up HDFC Bank – BODH GAYA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0002698
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – BODH GAYA, ensure your bank's portal accepts IFSC HDFC0002698 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank BODH GAYA (IFSC HDFC0002698)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0002698 in your mobile or internet banking app, and the money is credited to the BODH GAYA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002698 for HDFC Bank – BODH GAYA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002698 | Yes – HDFC0002698 | Yes – HDFC0002698 |
For most retail customers crediting the Bodh Gaya branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's BODH GAYA branch, the IFSC HDFC0002698 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bodh Gaya branch is mapped to IFSC HDFC0002698 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0002698.
Banking services available
The Bodh Gaya branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8602666161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0002698
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0002698 and the account number together uniquely identify the Bodh Gaya branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Bodh Gaya branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0002698 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – BODH GAYA:
- The IFSC is exactly HDFC0002698 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and BODH GAYA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bodh Gaya branch sits at HDFC BANK LTD NEAR CHINA MANDIR BODH GAYA, GAYA BIHAR 824231. If you are travelling from outside Bodh Gaya, search for the branch on a maps application using the bank name and locality, or call 91-8602666161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002698 and your account number.
Verifying IFSC HDFC0002698 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002698 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8602666161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bodh Gaya are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0002698 continue to work without interruption.
Branch address & contact
HDFC BankBodh Gaya Branch
HDFC BANK LTD NEAR CHINA MANDIR BODH GAYA, GAYA BIHAR 824231
Bodh Gaya, Bihar
Phone: 91-8602666161
IFSC: HDFC0002698
Frequently asked questions
How quickly will an NEFT transfer using HDFC0002698 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Bodh Gaya reflect within 30 minutes.
Where is HDFC Bank Bodh Gaya branch located?
HDFC Bank's Bodh Gaya branch is located at HDFC BANK LTD NEAR CHINA MANDIR BODH GAYA, GAYA BIHAR 824231, Bodh Gaya, Bihar.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bodh Gaya branch but serve different purposes.
Is IFSC HDFC0002698 valid for NEFT and RTGS?
Yes. IFSC HDFC0002698 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC HDFC0002698 the same for all accounts at Bodh Gaya branch?
Yes. The IFSC HDFC0002698 is shared by every account held at HDFC Bank's Bodh Gaya branch. Only the account number changes from customer to customer.
Does HDFC Bank Bodh Gaya branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8602666161 to confirm.
How do I add HDFC Bank Bodh Gaya as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002698, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of HDFC Bank Bodh Gaya branch?
You can reach the branch at 91-8602666161 during regular banking hours.
Summary
The IFSC code HDFC0002698 belongs to HDFC Bank's BODH GAYA branch, located at HDFC BANK LTD NEAR CHINA MANDIR BODH GAYA, GAYA BIHAR 824231 in BODH GAYA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
