Below are the complete branch details for HDFC Bank, SADAR BAZAR BILASPUR branch, located in BILASPUR, CHHATTISGARH. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0007412. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0007412 for HDFC Bank – SADAR BAZAR BILASPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0007412 is the IFSC of HDFC Bank's SADAR BAZAR BILASPUR branch. The format is fixed: HDFC = bank code, 0 = reserved, 007412 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Sadar Bazar Bilaspur |
| IFSC Code | HDFC0007412 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR OPP CIMS HOSPITAL SADAR BAZAAR BILASPUR CHHATTISGARH 495001 |
| City | Bilaspur |
| District | Bilaspur |
| State | Chhattisgarh |
| STD Code | 1800 |
| Phone | 2026161 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sadar Bazar Bilaspur branch — IFSC HDFC0007412 — extends the bank's services to customers in and around Bilaspur, Chhattisgarh.
About the Sadar Bazar Bilaspur branch
The Sadar Bazar Bilaspur branch of HDFC Bank is situated at GROUND FLOOR OPP CIMS HOSPITAL SADAR BAZAAR BILASPUR CHHATTISGARH 495001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0007412 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SADAR BAZAR BILASPUR branch came to be assigned the code HDFC0007412.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0007412, money simply cannot be routed to the SADAR BAZAR BILASPUR branch electronically.
How to transfer money using IFSC HDFC0007412
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007412 across all three.
How to use IFSC HDFC0007412 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's SADAR BAZAR BILASPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0007412.
- Confirm the bank name auto-populates as HDFC Bank and the branch as SADAR BAZAR BILASPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SADAR BAZAR BILASPUR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SADAR BAZAR BILASPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0007412 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank SADAR BAZAR BILASPUR (IFSC HDFC0007412)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0007412 in your mobile or internet banking app, and the money is credited to the SADAR BAZAR BILASPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sadar Bazar Bilaspur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0007412:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SADAR BAZAR BILASPUR is still linked to IFSC HDFC0007412.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SADAR BAZAR BILASPUR branch, the IFSC HDFC0007412 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Sadar Bazar Bilaspur branch
Once you have an account at HDFC Bank – SADAR BAZAR BILASPUR, the IFSC HDFC0007412 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Sadar Bazar Bilaspur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0007412
MICR & cheque-truncation details
Cheques drawn on the Sadar Bazar Bilaspur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0007412 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0007412
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SADAR BAZAR BILASPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0007412 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SADAR BAZAR BILASPUR:
- The IFSC is exactly HDFC0007412 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and SADAR BAZAR BILASPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sadar Bazar Bilaspur branch sits at GROUND FLOOR OPP CIMS HOSPITAL SADAR BAZAAR BILASPUR CHHATTISGARH 495001. If you are travelling from outside Bilaspur, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0007412 and your account number.
Verifying IFSC HDFC0007412 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0007412 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sadar Bazar Bilaspur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0007412, however, work 24x7.
Branch address & contact
HDFC BankSadar Bazar Bilaspur Branch
GROUND FLOOR OPP CIMS HOSPITAL SADAR BAZAAR BILASPUR CHHATTISGARH 495001
Bilaspur, Chhattisgarh
Phone: 1800-2026161
IFSC: HDFC0007412
Frequently asked questions
Can I use IFSC HDFC0007412 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0007412 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sadar Bazar Bilaspur branch but serve different purposes.
What is the phone number of HDFC Bank Sadar Bazar Bilaspur branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Is IFSC HDFC0007412 valid for NEFT and RTGS?
Yes. IFSC HDFC0007412 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC HDFC0007412 the same for all accounts at Sadar Bazar Bilaspur branch?
Yes. The IFSC HDFC0007412 is shared by every account held at HDFC Bank's Sadar Bazar Bilaspur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using HDFC0007412 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Sadar Bazar Bilaspur reflect within 30 minutes.
Does HDFC Bank Sadar Bazar Bilaspur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
Final notes
To recap: HDFC0007412 is the IFSC code of HDFC Bank, SADAR BAZAR BILASPUR branch, in BILASPUR, CHHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
