This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, RAJEEV GANDHI SQUARE BILASPUR branch in BILASPUR. The 11-digit IFSC HDFC0007646 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the RAJEEV GANDHI SQUARE BILASPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0007646 is the IFSC of HDFC Bank's RAJEEV GANDHI SQUARE BILASPUR branch. The format is fixed: HDFC = bank code, 0 = reserved, 007646 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Rajeev Gandhi Square Bilaspur branch in Bilaspur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0007646.
Rajeev Gandhi Square Bilaspur branch overview
Located at GROUND FLOOR BEDFORD INCORPORATION NEAR RAJIV GANDHI CHOWK RAIPUR ROAD CHHATTISGARH 495001, the Rajeev Gandhi Square Bilaspur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0007646 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Rajeev Gandhi Square Bilaspur |
| IFSC Code | HDFC0007646 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR BEDFORD INCORPORATION NEAR RAJIV GANDHI CHOWK RAIPUR ROAD CHHATTISGARH 495001 |
| City | Bilaspur |
| District | Bilaspur |
| State | Chhattisgarh |
| Phone | 18001600 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAJEEV GANDHI SQUARE BILASPUR of HDFC Bank — its own 11-character IFSC. The code HDFC0007646 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0007646 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Rajeev Gandhi Square Bilaspur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0007646 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0007646
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007646 across all three.
How to use IFSC HDFC0007646 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's RAJEEV GANDHI SQUARE BILASPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0007646.
- Confirm the bank name auto-populates as HDFC Bank and the branch as RAJEEV GANDHI SQUARE BILASPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RAJEEV GANDHI SQUARE BILASPUR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's RAJEEV GANDHI SQUARE BILASPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0007646 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – RAJEEV GANDHI SQUARE BILASPUR, use IMPS. With IFSC HDFC0007646 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0007646 for HDFC Bank – RAJEEV GANDHI SQUARE BILASPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0007646 | Yes – HDFC0007646 | Yes – HDFC0007646 |
For most retail customers crediting the Rajeev Gandhi Square Bilaspur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0007646
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – RAJEEV GANDHI SQUARE BILASPUR is still mapped to IFSC HDFC0007646. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0007646 and the beneficiary's account number to complete the transfer.
Account types you can open at the Rajeev Gandhi Square Bilaspur branch
Once you have an account at HDFC Bank – RAJEEV GANDHI SQUARE BILASPUR, the IFSC HDFC0007646 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Rajeev Gandhi Square Bilaspur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 18001600.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0007646
Online banking and IFSC HDFC0007646
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the RAJEEV GANDHI SQUARE BILASPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0007646 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Rajeev Gandhi Square Bilaspur branch
The branch is located at GROUND FLOOR BEDFORD INCORPORATION NEAR RAJIV GANDHI CHOWK RAIPUR ROAD CHHATTISGARH 495001, which puts it inside Bilaspur, the broader Bilaspur district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Rajeev Gandhi Square Bilaspur branch” — the verified location pin for IFSC HDFC0007646 should appear at the top of the results.
- Confirm the branch is open by calling 18001600 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0007646 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – RAJEEV GANDHI SQUARE BILASPUR:
- The IFSC is exactly HDFC0007646 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and RAJEEV GANDHI SQUARE BILASPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rajeev Gandhi Square Bilaspur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0007646, however, work 24x7.
Verifying IFSC HDFC0007646 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0007646 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 18001600.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankRajeev Gandhi Square Bilaspur Branch
GROUND FLOOR BEDFORD INCORPORATION NEAR RAJIV GANDHI CHOWK RAIPUR ROAD CHHATTISGARH 495001
Bilaspur, Chhattisgarh
Phone: 18001600
IFSC: HDFC0007646
Frequently asked questions
What is the phone number of HDFC Bank Rajeev Gandhi Square Bilaspur branch?
You can reach the branch at 18001600 during regular banking hours.
Can I use IFSC HDFC0007646 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0007646 to send funds instantly.
Is IFSC HDFC0007646 the same for all accounts at Rajeev Gandhi Square Bilaspur branch?
Yes. The IFSC HDFC0007646 is shared by every account held at HDFC Bank's Rajeev Gandhi Square Bilaspur branch. Only the account number changes from customer to customer.
Where is HDFC Bank Rajeev Gandhi Square Bilaspur branch located?
HDFC Bank's Rajeev Gandhi Square Bilaspur branch is located at GROUND FLOOR BEDFORD INCORPORATION NEAR RAJIV GANDHI CHOWK RAIPUR ROAD CHHATTISGARH 495001, Bilaspur, Chhattisgarh.
What is the IFSC code of HDFC Bank Rajeev Gandhi Square Bilaspur branch?
The IFSC code of HDFC Bank, Rajeev Gandhi Square Bilaspur branch is HDFC0007646. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0007646 valid for NEFT and RTGS?
Yes. IFSC HDFC0007646 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code HDFC0007646 belongs to HDFC Bank's RAJEEV GANDHI SQUARE BILASPUR branch, located at GROUND FLOOR BEDFORD INCORPORATION NEAR RAJIV GANDHI CHOWK RAIPUR ROAD… in BILASPUR, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
