IFSC Code of HDFC Bank, Purkaji-Uttar Pradesh Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to HDFC Bank's PURKAJI-UTTAR PRADESH branch in BIJNOR, UTTAR PRADESH. The branch's IFSC code HDFC0002169 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – PURKAJI-UTTAR PRADESH is HDFC0002169. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002169 map to this branch in BIJNOR, UTTAR PRADESH.

Branch details at a glance

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Purkaji-Uttar Pradesh branch — IFSC HDFC0002169 — extends the bank's services to customers in and around Bijnor, Uttar Pradesh.

Purkaji-Uttar Pradesh branch overview

Located at ADJOINING PNB ROORKEE ROAD MUZZAFARNAGAR BIJNOR UTTAR PRADESH, the Purkaji-Uttar Pradesh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0002169 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's PURKAJI-UTTAR PRADESH branch came to be assigned the code HDFC0002169.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0002169, money simply cannot be routed to the PURKAJI-UTTAR PRADESH branch electronically.

How to transfer money using IFSC HDFC0002169

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002169 across all three.

NEFT to HDFC Bank, PURKAJI-UTTAR PRADESH using IFSC HDFC0002169

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002169, and confirm that the system picks up HDFC Bank – PURKAJI-UTTAR PRADESH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PURKAJI-UTTAR PRADESH

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's PURKAJI-UTTAR PRADESH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0002169 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank PURKAJI-UTTAR PRADESH (IFSC HDFC0002169)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0002169 in your mobile or internet banking app, and the money is credited to the PURKAJI-UTTAR PRADESH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0002169 for HDFC Bank – PURKAJI-UTTAR PRADESH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Purkaji-Uttar Pradesh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0002169

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – PURKAJI-UTTAR PRADESH is still mapped to IFSC HDFC0002169. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002169 and the beneficiary's account number to complete the transfer.

Account types you can open at the Purkaji-Uttar Pradesh branch

Once you have an account at HDFC Bank – PURKAJI-UTTAR PRADESH, the IFSC HDFC0002169 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Purkaji-Uttar Pradesh branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0002169

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0002169 and the account number together uniquely identify the Purkaji-Uttar Pradesh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC HDFC0002169

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the PURKAJI-UTTAR PRADESH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0002169 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – PURKAJI-UTTAR PRADESH:

• The IFSC is exactly HDFC0002169 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and PURKAJI-UTTAR PRADESH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Purkaji-Uttar Pradesh branch sits at ADJOINING PNB ROORKEE ROAD MUZZAFARNAGAR BIJNOR UTTAR PRADESH. If you are travelling from outside Bijnor, search for the branch on a maps application using the bank name and locality, or call 91-9935903333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002169 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0002169 for HDFC Bank – PURKAJI-UTTAR PRADESH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Purkaji-Uttar Pradesh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0002169, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0002169 belongs to HDFC Bank's PURKAJI-UTTAR PRADESH branch, located at ADJOINING PNB ROORKEE ROAD MUZZAFARNAGAR BIJNOR UTTAR PRADESH in BIJNOR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.