This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, BIJAPUR branch in BIJAPUR. The 11-digit IFSC HDFC0001961 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the BIJAPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0001961 is the IFSC of HDFC Bank's BIJAPUR branch. The format is fixed: HDFC = bank code, 0 = reserved, 001961 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Bijapur branch in Bijapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0001961.
Bijapur branch overview
Located at BIJAPUR HDFC BANK LTD OMKAR PLAZA, PLOT NO.74, CHALUKYA NAGAR,SHOLAPUR ROAD PIN 586104, the Bijapur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0001961 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Bijapur |
| IFSC Code | HDFC0001961 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BIJAPUR HDFC BANK LTD OMKAR PLAZA, PLOT NO.74, CHALUKYA NAGAR,SHOLAPUR ROAD PIN 586104 |
| City | Bijapur |
| District | Bijapur |
| State | Karnataka |
| STD Code | 91 |
| Phone | 9945863333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's BIJAPUR branch came to be assigned the code HDFC0001961.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0001961, money simply cannot be routed to the BIJAPUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Bijapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0001961 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0001961
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001961 across all three.
How to use IFSC HDFC0001961 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's BIJAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0001961.
- Confirm the bank name auto-populates as HDFC Bank and the branch as BIJAPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BIJAPUR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's BIJAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0001961 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank BIJAPUR (IFSC HDFC0001961)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0001961 in your mobile or internet banking app, and the money is credited to the BIJAPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0001961 for HDFC Bank – BIJAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0001961 | Yes – HDFC0001961 | Yes – HDFC0001961 |
For most retail customers crediting the Bijapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's BIJAPUR branch, the IFSC HDFC0001961 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bijapur branch is mapped to IFSC HDFC0001961 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0001961.
Products and services
Customers walking into the Bijapur branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0001961
Digital banking channels
Most day-to-day work that customers used to do at the Bijapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0001961 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Bijapur branch sits at BIJAPUR HDFC BANK LTD OMKAR PLAZA, PLOT NO.74, CHALUKYA NAGAR,SHOLAPUR ROAD PIN 586104. If you are travelling from outside Bijapur, search for the branch on a maps application using the bank name and locality, or call 91-9945863333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0001961 and your account number.
Common mistakes to avoid when using IFSC HDFC0001961
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – BIJAPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0001961. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Bijapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0001961 continue to work without interruption.
Verifying IFSC HDFC0001961 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0001961 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9945863333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankBijapur Branch
BIJAPUR HDFC BANK LTD OMKAR PLAZA, PLOT NO.74, CHALUKYA NAGAR,SHOLAPUR ROAD PIN 586104
Bijapur, Karnataka
Phone: 91-9945863333
IFSC: HDFC0001961
Frequently asked questions
What is the phone number of HDFC Bank Bijapur branch?
You can reach the branch at 91-9945863333 during regular banking hours.
Is IFSC HDFC0001961 the same for all accounts at Bijapur branch?
Yes. The IFSC HDFC0001961 is shared by every account held at HDFC Bank's Bijapur branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Bijapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001961, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0001961 valid for NEFT and RTGS?
Yes. IFSC HDFC0001961 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0001961 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0001961 to send funds instantly.
Does HDFC Bank Bijapur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9945863333 to confirm.
How quickly will an NEFT transfer using HDFC0001961 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Bijapur reflect within 30 minutes.
Final notes
To recap: HDFC0001961 is the IFSC code of HDFC Bank, BIJAPUR branch, in BIJAPUR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
