IFSC Code of HDFC Bank, Sadguru Nagrik Sahakari Bank Mydt. Branch, Madhya Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, SADGURU NAGRIK SAHAKARI BANK MYDT. branch in BHOPAL. The 11-digit IFSC HDFC0CSNSBM uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the SADGURU NAGRIK SAHAKARI BANK MYDT. location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's SADGURU NAGRIK SAHAKARI BANK MYDT. branch, the IFSC HDFC0CSNSBM breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and CSNSBM identifies this particular branch.

Branch details at a glance

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sadguru Nagrik Sahakari Bank Mydt. branch — IFSC HDFC0CSNSBM — extends the bank's services to customers in and around Bhopal, Madhya Pradesh.

About this branch

The branch is located at E-5/13,FIRST FLOOR, RAVISHANKAR NAGAR, ARERA COLONY BHOPAL -16. It serves the Bhopal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CSNSBM is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SADGURU NAGRIK SAHAKARI BANK MYDT. branch came to be assigned the code HDFC0CSNSBM.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CSNSBM, money simply cannot be routed to the SADGURU NAGRIK SAHAKARI BANK MYDT. branch electronically.

How to transfer money using IFSC HDFC0CSNSBM

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CSNSBM across all three.

NEFT to HDFC Bank, SADGURU NAGRIK SAHAKARI BANK MYDT. using IFSC HDFC0CSNSBM

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CSNSBM, and confirm that the system picks up HDFC Bank – SADGURU NAGRIK SAHAKARI BANK MYDT.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HDFC0CSNSBM

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – SADGURU NAGRIK SAHAKARI BANK MYDT., ensure your bank's portal accepts IFSC HDFC0CSNSBM while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – SADGURU NAGRIK SAHAKARI BANK MYDT., use IMPS. With IFSC HDFC0CSNSBM and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Sadguru Nagrik Sahakari Bank Mydt.

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CSNSBM:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SADGURU NAGRIK SAHAKARI BANK MYDT. is still linked to IFSC HDFC0CSNSBM.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CSNSBM

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SADGURU NAGRIK SAHAKARI BANK MYDT. is still mapped to IFSC HDFC0CSNSBM. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CSNSBM and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sadguru Nagrik Sahakari Bank Mydt. branch is mapped to IFSC HDFC0CSNSBM on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CSNSBM.

Products and services

Customers walking into the Sadguru Nagrik Sahakari Bank Mydt. branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CSNSBM

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CSNSBM and the account number together uniquely identify the Sadguru Nagrik Sahakari Bank Mydt. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC HDFC0CSNSBM

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SADGURU NAGRIK SAHAKARI BANK MYDT. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CSNSBM is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SADGURU NAGRIK SAHAKARI BANK MYDT.:

• The IFSC is exactly HDFC0CSNSBM with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and SADGURU NAGRIK SAHAKARI BANK MYDT. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sadguru Nagrik Sahakari Bank Mydt. branch

The branch is located at E-5/13,FIRST FLOOR, RAVISHANKAR NAGAR, ARERA COLONY BHOPAL -16, which puts it inside Bhopal, the broader Bhopal district, and the state of Madhya Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Sadguru Nagrik Sahakari Bank Mydt. branch” — the verified location pin for IFSC HDFC0CSNSBM should appear at the top of the results.
2. Confirm the branch is open by calling 91-9893095025 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CSNSBM and your account number.

Verifying IFSC HDFC0CSNSBM from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CSNSBM by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9893095025.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sadguru Nagrik Sahakari Bank Mydt. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CSNSBM, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CSNSBM belongs to HDFC Bank's SADGURU NAGRIK SAHAKARI BANK MYDT. branch, located at E-5/13,FIRST FLOOR, RAVISHANKAR NAGAR, ARERA COLONY BHOPAL -16 in BHOPAL, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.