Use this page as a one-stop reference for everything related to HDFC Bank's MARUTI KUNJ branch in BHONDSI, HARYANA. The branch's IFSC code HDFC0005478 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0005478 is the IFSC of HDFC Bank's MARUTI KUNJ branch. The format is fixed: HDFC = bank code, 0 = reserved, 005478 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Maruti Kunj |
| IFSC Code | HDFC0005478 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 1 OPP KALI MATA MANDIR MARUTI KUNJ BHONDASI BHONDSI HARYANA 122102 |
| City | Bhondsi |
| District | Gurgaon |
| State | Haryana |
| STD Code | 11 |
| Phone | 61606161 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Maruti Kunj branch in Bhondsi, Haryana is part of this network and uses the IFSC code HDFC0005478 for all electronic settlement.
About the Maruti Kunj branch
The Maruti Kunj branch of HDFC Bank is situated at PLOT NO 1 OPP KALI MATA MANDIR MARUTI KUNJ BHONDASI BHONDSI HARYANA 122102. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0005478 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MARUTI KUNJ of HDFC Bank — its own 11-character IFSC. The code HDFC0005478 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0005478 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0005478
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005478 across all three.
NEFT to HDFC Bank, MARUTI KUNJ using IFSC HDFC0005478
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0005478, and confirm that the system picks up HDFC Bank – MARUTI KUNJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0005478
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – MARUTI KUNJ, ensure your bank's portal accepts IFSC HDFC0005478 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – MARUTI KUNJ, use IMPS. With IFSC HDFC0005478 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0005478 for HDFC Bank – MARUTI KUNJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0005478 | Yes – HDFC0005478 | Yes – HDFC0005478 |
For most retail customers crediting the Maruti Kunj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0005478
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – MARUTI KUNJ is still mapped to IFSC HDFC0005478. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0005478 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Maruti Kunj branch is mapped to IFSC HDFC0005478 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0005478.
Banking services available
The Maruti Kunj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-61606161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0005478
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0005478 and the account number together uniquely identify the Maruti Kunj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Maruti Kunj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0005478 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC HDFC0005478
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – MARUTI KUNJ, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0005478. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Maruti Kunj branch
The branch is located at PLOT NO 1 OPP KALI MATA MANDIR MARUTI KUNJ BHONDASI BHONDSI HARYANA 122102, which puts it inside Bhondsi, the broader Gurgaon district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Maruti Kunj branch” — the verified location pin for IFSC HDFC0005478 should appear at the top of the results.
- Confirm the branch is open by calling 11-61606161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0005478 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0005478 for HDFC Bank – MARUTI KUNJ, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Maruti Kunj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0005478, however, work 24x7.
Branch address & contact
HDFC BankMaruti Kunj Branch
PLOT NO 1 OPP KALI MATA MANDIR MARUTI KUNJ BHONDASI BHONDSI HARYANA 122102
Bhondsi, Haryana
Phone: 11-61606161
IFSC: HDFC0005478
Frequently asked questions
Does HDFC Bank Maruti Kunj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 11-61606161 to confirm.
Can I use IFSC HDFC0005478 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0005478 to send funds instantly.
How do I add HDFC Bank Maruti Kunj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005478, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0005478 the same for all accounts at Maruti Kunj branch?
Yes. The IFSC HDFC0005478 is shared by every account held at HDFC Bank's Maruti Kunj branch. Only the account number changes from customer to customer.
Where is HDFC Bank Maruti Kunj branch located?
HDFC Bank's Maruti Kunj branch is located at PLOT NO 1 OPP KALI MATA MANDIR MARUTI KUNJ BHONDASI BHONDSI HARYANA 122102, Bhondsi, Haryana.
What is the IFSC code of HDFC Bank Maruti Kunj branch?
The IFSC code of HDFC Bank, Maruti Kunj branch is HDFC0005478. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code HDFC0005478 belongs to HDFC Bank's MARUTI KUNJ branch, located at PLOT NO 1 OPP KALI MATA MANDIR MARUTI KUNJ BHONDASI BHONDSI HARYANA 122102 in BHONDSI, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
