Use this page as a one-stop reference for everything related to HDFC Bank's ZADESHWAR BRANCH branch in BHARUCH, GUJARAT. The branch's IFSC code HDFC0001450 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's ZADESHWAR BRANCH branch, the IFSC HDFC0001450 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 001450 identifies this particular branch.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Zadeshwar Branch branch in Bharuch, Gujarat is part of this network and uses the IFSC code HDFC0001450 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Zadeshwar Branch |
| IFSC Code | HDFC0001450 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO.48 TO 53 SHREE RANG COMMERCIAL COMPLEX, ZADESHWAR ROAD, BHOLAV, BHARUCH 392002 |
| City | Bharuch |
| District | Bharuch |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9898271111 |
About this branch
The branch is located at SHOP NO.48 TO 53 SHREE RANG COMMERCIAL COMPLEX, ZADESHWAR ROAD, BHOLAV, BHARUCH 392002. It serves the Bharuch region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0001450 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's ZADESHWAR BRANCH branch came to be assigned the code HDFC0001450.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0001450, money simply cannot be routed to the ZADESHWAR BRANCH branch electronically.
Products and account variants supported
Every account opened at the Zadeshwar Branch branch is mapped to IFSC HDFC0001450 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0001450.
Banking services available
The Zadeshwar Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9898271111.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0001450
How to transfer money using IFSC HDFC0001450
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001450 across all three.
How to use IFSC HDFC0001450 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's ZADESHWAR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0001450.
- Confirm the bank name auto-populates as HDFC Bank and the branch as ZADESHWAR BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0001450
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – ZADESHWAR BRANCH, ensure your bank's portal accepts IFSC HDFC0001450 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – ZADESHWAR BRANCH, use IMPS. With IFSC HDFC0001450 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0001450 for HDFC Bank – ZADESHWAR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0001450 | Yes – HDFC0001450 | Yes – HDFC0001450 |
For most retail customers crediting the Zadeshwar Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's ZADESHWAR BRANCH branch, the IFSC HDFC0001450 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Zadeshwar Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0001450 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Zadeshwar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0001450 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – ZADESHWAR BRANCH:
- The IFSC is exactly HDFC0001450 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and ZADESHWAR BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Zadeshwar Branch branch
The branch is located at SHOP NO.48 TO 53 SHREE RANG COMMERCIAL COMPLEX, ZADESHWAR ROAD, BHOLAV, BHARUCH 392002, which puts it inside Bharuch, the broader Bharuch district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Zadeshwar Branch branch” — the verified location pin for IFSC HDFC0001450 should appear at the top of the results.
- Confirm the branch is open by calling 91-9898271111 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0001450 and your account number.
Verifying IFSC HDFC0001450 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0001450 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9898271111.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Zadeshwar Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0001450, however, work 24x7.
Branch address & contact
HDFC BankZadeshwar Branch Branch
SHOP NO.48 TO 53 SHREE RANG COMMERCIAL COMPLEX, ZADESHWAR ROAD, BHOLAV, BHARUCH 392002
Bharuch, Gujarat
Phone: 91-9898271111
IFSC: HDFC0001450
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Zadeshwar Branch branch but serve different purposes.
Is IFSC HDFC0001450 valid for NEFT and RTGS?
Yes. IFSC HDFC0001450 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0001450 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0001450 to send funds instantly.
Where is HDFC Bank Zadeshwar Branch branch located?
HDFC Bank's Zadeshwar Branch branch is located at SHOP NO.48 TO 53 SHREE RANG COMMERCIAL COMPLEX, ZADESHWAR ROAD, BHOLAV, BHARUCH 392002, Bharuch, Gujarat.
How do I add HDFC Bank Zadeshwar Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001450, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Zadeshwar Branch branch?
The IFSC code of HDFC Bank, Zadeshwar Branch branch is HDFC0001450. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using HDFC0001450 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Zadeshwar Branch reflect within 30 minutes.
Final notes
To recap: HDFC0001450 is the IFSC code of HDFC Bank, ZADESHWAR BRANCH branch, in BHARUCH, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
