IFSC Code of HDFC Bank, The Urban Co Operative Bank Ltd Bhalki Branch, Karnataka

Below are the complete branch details for HDFC Bank, THE URBAN CO OPERATIVE BANK LTD BHALKI branch, located in BHALKI, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0CTUCBB. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0CTUCBB for HDFC Bank – THE URBAN CO OPERATIVE BANK LTD BHALKI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's THE URBAN CO OPERATIVE BANK LTD BHALKI branch, the IFSC HDFC0CTUCBB breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and CTUCBB identifies this particular branch.

Branch details at a glance

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Urban Co Operative Bank Ltd Bhalki branch — IFSC HDFC0CTUCBB — extends the bank's services to customers in and around Bhalki, Karnataka.

About the The Urban Co Operative Bank Ltd Bhalki branch

The The Urban Co Operative Bank Ltd Bhalki branch of HDFC Bank is situated at NEAR RAILWAY GATE BHALKI TQ BIDAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CTUCBB is used.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE URBAN CO OPERATIVE BANK LTD BHALKI of HDFC Bank — its own 11-character IFSC. The code HDFC0CTUCBB is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CTUCBB the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0CTUCBB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CTUCBB across all three.

How to use IFSC HDFC0CTUCBB for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's THE URBAN CO OPERATIVE BANK LTD BHALKI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CTUCBB.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as THE URBAN CO OPERATIVE BANK LTD BHALKI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE URBAN CO OPERATIVE BANK LTD BHALKI

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's THE URBAN CO OPERATIVE BANK LTD BHALKI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CTUCBB while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank THE URBAN CO OPERATIVE BANK LTD BHALKI (IFSC HDFC0CTUCBB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CTUCBB in your mobile or internet banking app, and the money is credited to the THE URBAN CO OPERATIVE BANK LTD BHALKI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0CTUCBB for HDFC Bank – THE URBAN CO OPERATIVE BANK LTD BHALKI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Urban Co Operative Bank Ltd Bhalki branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0CTUCBB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – THE URBAN CO OPERATIVE BANK LTD BHALKI is still mapped to IFSC HDFC0CTUCBB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CTUCBB and the beneficiary's account number to complete the transfer.

Account types you can open at the The Urban Co Operative Bank Ltd Bhalki branch

Once you have an account at HDFC Bank – THE URBAN CO OPERATIVE BANK LTD BHALKI, the IFSC HDFC0CTUCBB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Urban Co Operative Bank Ltd Bhalki branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CTUCBB

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CTUCBB and the account number together uniquely identify the The Urban Co Operative Bank Ltd Bhalki branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC HDFC0CTUCBB

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the THE URBAN CO OPERATIVE BANK LTD BHALKI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CTUCBB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – THE URBAN CO OPERATIVE BANK LTD BHALKI:

• The IFSC is exactly HDFC0CTUCBB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and THE URBAN CO OPERATIVE BANK LTD BHALKI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Urban Co Operative Bank Ltd Bhalki branch sits at NEAR RAILWAY GATE BHALKI TQ BIDAR. If you are travelling from outside Bhalki, search for the branch on a maps application using the bank name and locality, or call 8484-262214 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CTUCBB and your account number.

Verifying IFSC HDFC0CTUCBB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CTUCBB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8484-262214.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Urban Co Operative Bank Ltd Bhalki branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CTUCBB, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CTUCBB is the IFSC code of HDFC Bank, THE URBAN CO OPERATIVE BANK LTD BHALKI branch, in BHALKI, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.