Use this page as a one-stop reference for everything related to HDFC Bank's BHAGWANPUR branch in BHAGWANPUR, BIHAR. The branch's IFSC code HDFC0009308 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – BHAGWANPUR is HDFC0009308. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009308 map to this branch in BHAGWANPUR, BIHAR.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Bhagwanpur branch in Bhagwanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0009308.
About the Bhagwanpur branch
The Bhagwanpur branch of HDFC Bank is situated at HDFC BANK LTD GRND FLR AT PO KIRATPUR RAJA RAM BHAGWANPUR NH 77 VAISHALI BIHAR 844114. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0009308 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Bhagwanpur |
| IFSC Code | HDFC0009308 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRND FLR AT PO KIRATPUR RAJA RAM BHAGWANPUR NH 77 VAISHALI BIHAR 844114 |
| City | Bhagwanpur |
| District | Vaishali |
| State | Bihar |
| STD Code | 1860 |
| Phone | 2676161 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHAGWANPUR of HDFC Bank — its own 11-character IFSC. The code HDFC0009308 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0009308 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0009308 and the account number together uniquely identify the Bhagwanpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0009308
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009308 across all three.
NEFT to HDFC Bank, BHAGWANPUR using IFSC HDFC0009308
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009308, and confirm that the system picks up HDFC Bank – BHAGWANPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0009308
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – BHAGWANPUR, ensure your bank's portal accepts IFSC HDFC0009308 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – BHAGWANPUR, use IMPS. With IFSC HDFC0009308 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0009308 for HDFC Bank – BHAGWANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0009308 | Yes – HDFC0009308 | Yes – HDFC0009308 |
For most retail customers crediting the Bhagwanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0009308
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – BHAGWANPUR is still mapped to IFSC HDFC0009308. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009308 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bhagwanpur branch is mapped to IFSC HDFC0009308 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0009308.
Banking services available
The Bhagwanpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2676161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0009308
Online banking and IFSC HDFC0009308
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the BHAGWANPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0009308 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Bhagwanpur branch
The branch is located at HDFC BANK LTD GRND FLR AT PO KIRATPUR RAJA RAM BHAGWANPUR NH 77 VAISHALI BIHAR 844114, which puts it inside Bhagwanpur, the broader Vaishali district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Bhagwanpur branch” — the verified location pin for IFSC HDFC0009308 should appear at the top of the results.
- Confirm the branch is open by calling 1860-2676161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0009308 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – BHAGWANPUR:
- The IFSC is exactly HDFC0009308 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and BHAGWANPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhagwanpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0009308, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0009308 for HDFC Bank – BHAGWANPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankBhagwanpur Branch
HDFC BANK LTD GRND FLR AT PO KIRATPUR RAJA RAM BHAGWANPUR NH 77 VAISHALI BIHAR 844114
Bhagwanpur, Bihar
Phone: 1860-2676161
IFSC: HDFC0009308
Frequently asked questions
Where is HDFC Bank Bhagwanpur branch located?
HDFC Bank's Bhagwanpur branch is located at HDFC BANK LTD GRND FLR AT PO KIRATPUR RAJA RAM BHAGWANPUR NH 77 VAISHALI BIHAR 844114, Bhagwanpur, Bihar.
What is the phone number of HDFC Bank Bhagwanpur branch?
You can reach the branch at 1860-2676161 during regular banking hours.
Is IFSC HDFC0009308 valid for NEFT and RTGS?
Yes. IFSC HDFC0009308 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Bhagwanpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009308, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Bhagwanpur branch?
The IFSC code of HDFC Bank, Bhagwanpur branch is HDFC0009308. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0009308 the same for all accounts at Bhagwanpur branch?
Yes. The IFSC HDFC0009308 is shared by every account held at HDFC Bank's Bhagwanpur branch. Only the account number changes from customer to customer.
Final notes
To recap: HDFC0009308 is the IFSC code of HDFC Bank, BHAGWANPUR branch, in BHAGWANPUR, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
