Use this page as a one-stop reference for everything related to HDFC Bank's BHAGUR branch in BHAGUR, MAHARASHTRA. The branch's IFSC code HDFC0006858 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0006858 is the IFSC of HDFC Bank's BHAGUR branch. The format is fixed: HDFC = bank code, 0 = reserved, 006858 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Bhagur branch in Bhagur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0006858.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Bhagur |
| IFSC Code | HDFC0006858 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD AND MEZZ FLOOR DALVI COMPLEX VIJAY NAGAR BHAGUR SINNAR ROAD NEAR OM SAI DATTA PETROLEUM BHAGUR MAHARASHTRA 422401 |
| City | Bhagur |
| District | Nashik |
| State | Maharashtra |
| STD Code | 1800 |
| Phone | 2026161 |
About the Bhagur branch
The Bhagur branch of HDFC Bank is situated at GRD AND MEZZ FLOOR DALVI COMPLEX VIJAY NAGAR BHAGUR SINNAR ROAD NEAR OM SAI DATTA PETROLEUM BHAGUR MAHARASHTRA 422401. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0006858 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's BHAGUR branch came to be assigned the code HDFC0006858.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0006858, money simply cannot be routed to the BHAGUR branch electronically.
Products and account variants supported
Every account opened at the Bhagur branch is mapped to IFSC HDFC0006858 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0006858.
Products and services
Customers walking into the Bhagur branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0006858
How to transfer money using IFSC HDFC0006858
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006858 across all three.
NEFT to HDFC Bank, BHAGUR using IFSC HDFC0006858
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0006858, and confirm that the system picks up HDFC Bank – BHAGUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0006858
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – BHAGUR, ensure your bank's portal accepts IFSC HDFC0006858 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank BHAGUR (IFSC HDFC0006858)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0006858 in your mobile or internet banking app, and the money is credited to the BHAGUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0006858 for HDFC Bank – BHAGUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0006858 | Yes – HDFC0006858 | Yes – HDFC0006858 |
For most retail customers crediting the Bhagur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's BHAGUR branch, the IFSC HDFC0006858 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Bhagur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0006858 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0006858 and the account number together uniquely identify the Bhagur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC HDFC0006858
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – BHAGUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0006858. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Bhagur branch sits at GRD AND MEZZ FLOOR DALVI COMPLEX VIJAY NAGAR BHAGUR SINNAR ROAD NEAR OM SAI DATTA PETROLEUM BHAGUR MAHARASHTRA 422401. If you are travelling from outside Bhagur, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0006858 and your account number.
Verifying IFSC HDFC0006858 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0006858 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhagur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0006858, however, work 24x7.
Branch address & contact
HDFC BankBhagur Branch
GRD AND MEZZ FLOOR DALVI COMPLEX VIJAY NAGAR BHAGUR SINNAR ROAD NEAR OM SAI DATTA PETROLEUM BHAGUR MAHARASHTRA 422401
Bhagur, Maharashtra
Phone: 1800-2026161
IFSC: HDFC0006858
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhagur branch but serve different purposes.
Where is HDFC Bank Bhagur branch located?
HDFC Bank's Bhagur branch is located at GRD AND MEZZ FLOOR DALVI COMPLEX VIJAY NAGAR BHAGUR SINNAR ROAD NEAR OM SAI DATTA PETROLEUM BHAGUR MAHARASHTRA 422401, Bhagur, Maharashtra.
Is IFSC HDFC0006858 valid for NEFT and RTGS?
Yes. IFSC HDFC0006858 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does HDFC Bank Bhagur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
What is the phone number of HDFC Bank Bhagur branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Can I use IFSC HDFC0006858 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0006858 to send funds instantly.
Is IFSC HDFC0006858 the same for all accounts at Bhagur branch?
Yes. The IFSC HDFC0006858 is shared by every account held at HDFC Bank's Bhagur branch. Only the account number changes from customer to customer.
Summary
The IFSC code HDFC0006858 belongs to HDFC Bank's BHAGUR branch, located at GRD AND MEZZ FLOOR DALVI COMPLEX VIJAY NAGAR BHAGUR SINNAR ROAD NEAR OM SAI… in BHAGUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
