IFSC Code of HDFC Bank, Tilkamanjhi Bhagalpur Branch, Bihar

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, TILKAMANJHI BHAGALPUR branch in BHAGALPUR. The 11-digit IFSC HDFC0003957 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the TILKAMANJHI BHAGALPUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – TILKAMANJHI BHAGALPUR is HDFC0003957. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003957 map to this branch in BHAGALPUR, BIHAR.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Tilkamanjhi Bhagalpur branch — IFSC HDFC0003957 — extends the bank's services to customers in and around Bhagalpur, Bihar.

Branch details at a glance

About the Tilkamanjhi Bhagalpur branch

The Tilkamanjhi Bhagalpur branch of HDFC Bank is situated at SHIVAM COMPLEXPOLICE LINE ROAD OPP SANDISH COMPOUND GATE BHAGALPUR BHAGALPUR BIHAR 812001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0003957 is used.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TILKAMANJHI BHAGALPUR of HDFC Bank — its own 11-character IFSC. The code HDFC0003957 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0003957 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Tilkamanjhi Bhagalpur branch is mapped to IFSC HDFC0003957 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0003957.

Products and services

Customers walking into the Tilkamanjhi Bhagalpur branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0003957

How to transfer money using IFSC HDFC0003957

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003957 across all three.

How to use IFSC HDFC0003957 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's TILKAMANJHI BHAGALPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0003957.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as TILKAMANJHI BHAGALPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to TILKAMANJHI BHAGALPUR

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's TILKAMANJHI BHAGALPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0003957 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – TILKAMANJHI BHAGALPUR, use IMPS. With IFSC HDFC0003957 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0003957 for HDFC Bank – TILKAMANJHI BHAGALPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tilkamanjhi Bhagalpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0003957

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – TILKAMANJHI BHAGALPUR is still mapped to IFSC HDFC0003957. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0003957 and the beneficiary's account number to complete the transfer.

Online banking and IFSC HDFC0003957

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the TILKAMANJHI BHAGALPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0003957 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Tilkamanjhi Bhagalpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0003957 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – TILKAMANJHI BHAGALPUR:

• The IFSC is exactly HDFC0003957 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and TILKAMANJHI BHAGALPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Tilkamanjhi Bhagalpur branch sits at SHIVAM COMPLEXPOLICE LINE ROAD OPP SANDISH COMPOUND GATE BHAGALPUR BHAGALPUR BIHAR 812001. If you are travelling from outside Bhagalpur, search for the branch on a maps application using the bank name and locality, or call 1860-2666161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0003957 and your account number.

Verifying IFSC HDFC0003957 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003957 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1860-2666161.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Tilkamanjhi Bhagalpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0003957 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0003957 belongs to HDFC Bank's TILKAMANJHI BHAGALPUR branch, located at SHIVAM COMPLEXPOLICE LINE ROAD OPP SANDISH COMPOUND GATE BHAGALPUR BHAGALPUR… in BHAGALPUR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.