Below are the complete branch details for HDFC Bank, JAGANNATHPUR branch, located in BHADRAK, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0003918. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0003918 for HDFC Bank – JAGANNATHPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0003918 is the IFSC of HDFC Bank's JAGANNATHPUR branch. The format is fixed: HDFC = bank code, 0 = reserved, 003918 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Jagannathpur |
| IFSC Code | HDFC0003918 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GROUND FLOOR AT JAGANNATHAPUR BONTH CHHAK BHADRAK DIST BHADRAK ODISHA 756100 |
| City | Bhadrak |
| District | Bhadrak |
| State | Odisha |
| STD Code | 1860 |
| Phone | 2676161 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jagannathpur branch — IFSC HDFC0003918 — extends the bank's services to customers in and around Bhadrak, Odisha.
About this branch
The branch is located at HDFC BANK LTD GROUND FLOOR AT JAGANNATHAPUR BONTH CHHAK BHADRAK DIST BHADRAK ODISHA 756100. It serves the Bhadrak region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0003918 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's JAGANNATHPUR branch came to be assigned the code HDFC0003918.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0003918, money simply cannot be routed to the JAGANNATHPUR branch electronically.
How to transfer money using IFSC HDFC0003918
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003918 across all three.
NEFT to HDFC Bank, JAGANNATHPUR using IFSC HDFC0003918
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0003918, and confirm that the system picks up HDFC Bank – JAGANNATHPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JAGANNATHPUR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's JAGANNATHPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0003918 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – JAGANNATHPUR, use IMPS. With IFSC HDFC0003918 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0003918 for HDFC Bank – JAGANNATHPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0003918 | Yes – HDFC0003918 | Yes – HDFC0003918 |
For most retail customers crediting the Jagannathpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0003918
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – JAGANNATHPUR is still mapped to IFSC HDFC0003918. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0003918 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jagannathpur branch is mapped to IFSC HDFC0003918 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0003918.
Banking services available
The Jagannathpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2676161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0003918
MICR & cheque-truncation details
Cheques drawn on the Jagannathpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0003918 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Jagannathpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0003918 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC HDFC0003918
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – JAGANNATHPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0003918. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Jagannathpur branch
The branch is located at HDFC BANK LTD GROUND FLOOR AT JAGANNATHAPUR BONTH CHHAK BHADRAK DIST BHADRAK ODISHA 756100, which puts it inside Bhadrak, the broader Bhadrak district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Jagannathpur branch” — the verified location pin for IFSC HDFC0003918 should appear at the top of the results.
- Confirm the branch is open by calling 1860-2676161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0003918 and your account number.
Verifying IFSC HDFC0003918 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003918 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jagannathpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0003918, however, work 24x7.
Branch address & contact
HDFC BankJagannathpur Branch
HDFC BANK LTD GROUND FLOOR AT JAGANNATHAPUR BONTH CHHAK BHADRAK DIST BHADRAK ODISHA 756100
Bhadrak, Odisha
Phone: 1860-2676161
IFSC: HDFC0003918
Frequently asked questions
How do I add HDFC Bank Jagannathpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0003918, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0003918 the same for all accounts at Jagannathpur branch?
Yes. The IFSC HDFC0003918 is shared by every account held at HDFC Bank's Jagannathpur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using HDFC0003918 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Jagannathpur reflect within 30 minutes.
What is the IFSC code of HDFC Bank Jagannathpur branch?
The IFSC code of HDFC Bank, Jagannathpur branch is HDFC0003918. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does HDFC Bank Jagannathpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
Is IFSC HDFC0003918 valid for NEFT and RTGS?
Yes. IFSC HDFC0003918 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code HDFC0003918 belongs to HDFC Bank's JAGANNATHPUR branch, located at HDFC BANK LTD GROUND FLOOR AT JAGANNATHAPUR BONTH CHHAK BHADRAK DIST BHADRAK… in BHADRAK, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
