If you are searching for the IFSC code of HDFC Bank, BHADOHI branch in BHADOHI, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0000865. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHADOHI branch, and detailed step-by-step guides for using the IFSC HDFC0000865 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0000865 is the IFSC of HDFC Bank's BHADOHI branch. The format is fixed: HDFC = bank code, 0 = reserved, 000865 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhadohi branch — IFSC HDFC0000865 — extends the bank's services to customers in and around Bhadohi, Uttar Pradesh.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Bhadohi |
| IFSC Code | HDFC0000865 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO-52,STATION ROADSANT RAVIDAS NAGAR |
| City | Bhadohi |
| District | Varanasi |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9935903333 |
Bhadohi branch overview
Located at PLOT NO-52,STATION ROADSANT RAVIDAS NAGAR, the Bhadohi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0000865 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's BHADOHI branch came to be assigned the code HDFC0000865.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0000865, money simply cannot be routed to the BHADOHI branch electronically.
Products and account variants supported
Every account opened at the Bhadohi branch is mapped to IFSC HDFC0000865 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0000865.
Banking services available
The Bhadohi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9935903333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0000865
How to transfer money using IFSC HDFC0000865
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000865 across all three.
NEFT to HDFC Bank, BHADOHI using IFSC HDFC0000865
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000865, and confirm that the system picks up HDFC Bank – BHADOHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHADOHI
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's BHADOHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0000865 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank BHADOHI (IFSC HDFC0000865)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0000865 in your mobile or internet banking app, and the money is credited to the BHADOHI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Bhadohi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0000865:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHADOHI is still linked to IFSC HDFC0000865.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0000865
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – BHADOHI is still mapped to IFSC HDFC0000865. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0000865 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0000865
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the BHADOHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0000865 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Bhadohi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000865 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – BHADOHI:
- The IFSC is exactly HDFC0000865 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and BHADOHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bhadohi branch sits at PLOT NO-52,STATION ROADSANT RAVIDAS NAGAR. If you are travelling from outside Bhadohi, search for the branch on a maps application using the bank name and locality, or call 91-9935903333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0000865 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0000865 for HDFC Bank – BHADOHI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhadohi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0000865, however, work 24x7.
Branch address & contact
HDFC BankBhadohi Branch
PLOT NO-52,STATION ROADSANT RAVIDAS NAGAR
Bhadohi, Uttar Pradesh
Phone: 91-9935903333
IFSC: HDFC0000865
Frequently asked questions
Where is HDFC Bank Bhadohi branch located?
HDFC Bank's Bhadohi branch is located at PLOT NO-52,STATION ROADSANT RAVIDAS NAGAR, Bhadohi, Uttar Pradesh.
What is the phone number of HDFC Bank Bhadohi branch?
You can reach the branch at 91-9935903333 during regular banking hours.
Is IFSC HDFC0000865 the same for all accounts at Bhadohi branch?
Yes. The IFSC HDFC0000865 is shared by every account held at HDFC Bank's Bhadohi branch. Only the account number changes from customer to customer.
Can I use IFSC HDFC0000865 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0000865 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhadohi branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0000865 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Bhadohi reflect within 30 minutes.
Final notes
To recap: HDFC0000865 is the IFSC code of HDFC Bank, BHADOHI branch, in BHADOHI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


