Use this page as a one-stop reference for everything related to HDFC Bank's ITAMADU branch in BENGALURU, KARNATAKA. The branch's IFSC code HDFC0010296 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0010296 is the IFSC of HDFC Bank's ITAMADU branch. The format is fixed: HDFC = bank code, 0 = reserved, 010296 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Itamadu branch in Bengaluru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0010296.
About this branch
The branch is located at GRD FLOOR NO 54 PID NO 55 536 5 80FT ROAD TK THIMMARAYA GOWDA LAYOUT UTTARAHALLI HOBLI BENGALURU KARNATAKA 560085. It serves the Bengaluru region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0010296 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Itamadu |
| IFSC Code | HDFC0010296 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLOOR NO 54 PID NO 55 536 5 80FT ROAD TK THIMMARAYA GOWDA LAYOUT UTTARAHALLI HOBLI BENGALURU KARNATAKA 560085 |
| City | Bengaluru |
| District | Bangalore |
| State | Karnataka |
| STD Code | 1800 |
| Phone | 2026161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's ITAMADU branch came to be assigned the code HDFC0010296.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0010296, money simply cannot be routed to the ITAMADU branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0010296 and the account number together uniquely identify the Itamadu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0010296
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0010296 across all three.
How to use IFSC HDFC0010296 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's ITAMADU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0010296.
- Confirm the bank name auto-populates as HDFC Bank and the branch as ITAMADU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ITAMADU
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's ITAMADU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0010296 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank ITAMADU (IFSC HDFC0010296)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0010296 in your mobile or internet banking app, and the money is credited to the ITAMADU branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0010296 for HDFC Bank – ITAMADU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0010296 | Yes – HDFC0010296 | Yes – HDFC0010296 |
For most retail customers crediting the Itamadu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's ITAMADU branch, the IFSC HDFC0010296 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Itamadu branch is mapped to IFSC HDFC0010296 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0010296.
Banking services available
The Itamadu branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0010296
Digital banking channels
Most day-to-day work that customers used to do at the Itamadu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0010296 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Itamadu branch
The branch is located at GRD FLOOR NO 54 PID NO 55 536 5 80FT ROAD TK THIMMARAYA GOWDA LAYOUT UTTARAHALLI HOBLI BENGALURU KARNATAKA 560085, which puts it inside Bengaluru, the broader Bangalore district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Itamadu branch” — the verified location pin for IFSC HDFC0010296 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0010296 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – ITAMADU:
- The IFSC is exactly HDFC0010296 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and ITAMADU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Itamadu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0010296, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0010296 for HDFC Bank – ITAMADU, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankItamadu Branch
GRD FLOOR NO 54 PID NO 55 536 5 80FT ROAD TK THIMMARAYA GOWDA LAYOUT UTTARAHALLI HOBLI BENGALURU KARNATAKA 560085
Bengaluru, Karnataka
Phone: 1800-2026161
IFSC: HDFC0010296
Frequently asked questions
Where is HDFC Bank Itamadu branch located?
HDFC Bank's Itamadu branch is located at GRD FLOOR NO 54 PID NO 55 536 5 80FT ROAD TK THIMMARAYA GOWDA LAYOUT UTTARAHALLI HOBLI BENGALURU KARNATAKA 560085, Bengaluru, Karnataka.
Is IFSC HDFC0010296 the same for all accounts at Itamadu branch?
Yes. The IFSC HDFC0010296 is shared by every account held at HDFC Bank's Itamadu branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Itamadu branch but serve different purposes.
What is the phone number of HDFC Bank Itamadu branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Can I use IFSC HDFC0010296 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0010296 to send funds instantly.
Does HDFC Bank Itamadu branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
How do I add HDFC Bank Itamadu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0010296, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0010296 valid for NEFT and RTGS?
Yes. IFSC HDFC0010296 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: HDFC0010296 is the IFSC code of HDFC Bank, ITAMADU branch, in BENGALURU, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
