Below are the complete branch details for HDFC Bank, PITHLA KUMARGANJ branch, located in BAWAN, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0004086. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0004086 for HDFC Bank – PITHLA KUMARGANJ — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – PITHLA KUMARGANJ is HDFC0004086. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004086 map to this branch in BAWAN, UTTAR PRADESH.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Pithla Kumarganj branch in Bawan. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0004086.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Pithla Kumarganj |
| IFSC Code | HDFC0004086 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KAUSHAL MACHINERY STORE AND BATTERY SERVICE BAWAN ROAD KUMARGANJ PITHLA KUMARGANJ UTTAR PRADESH 224229 |
| City | Bawan |
| District | Hardoi |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9935903333 |
Pithla Kumarganj branch overview
Located at KAUSHAL MACHINERY STORE AND BATTERY SERVICE BAWAN ROAD KUMARGANJ PITHLA KUMARGANJ UTTAR PRADESH 224229, the Pithla Kumarganj branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0004086 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's PITHLA KUMARGANJ branch came to be assigned the code HDFC0004086.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0004086, money simply cannot be routed to the PITHLA KUMARGANJ branch electronically.
Products and account variants supported
Every account opened at the Pithla Kumarganj branch is mapped to IFSC HDFC0004086 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0004086.
Products and services
Customers walking into the Pithla Kumarganj branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0004086
How to transfer money using IFSC HDFC0004086
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004086 across all three.
NEFT to HDFC Bank, PITHLA KUMARGANJ using IFSC HDFC0004086
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0004086, and confirm that the system picks up HDFC Bank – PITHLA KUMARGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PITHLA KUMARGANJ
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's PITHLA KUMARGANJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004086 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank PITHLA KUMARGANJ (IFSC HDFC0004086)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0004086 in your mobile or internet banking app, and the money is credited to the PITHLA KUMARGANJ branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004086 for HDFC Bank – PITHLA KUMARGANJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004086 | Yes – HDFC0004086 | Yes – HDFC0004086 |
For most retail customers crediting the Pithla Kumarganj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's PITHLA KUMARGANJ branch, the IFSC HDFC0004086 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0004086
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the PITHLA KUMARGANJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004086 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Pithla Kumarganj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004086 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0004086
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – PITHLA KUMARGANJ, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0004086. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Pithla Kumarganj branch sits at KAUSHAL MACHINERY STORE AND BATTERY SERVICE BAWAN ROAD KUMARGANJ PITHLA KUMARGANJ UTTAR PRADESH 224229. If you are travelling from outside Bawan, search for the branch on a maps application using the bank name and locality, or call 91-9935903333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0004086 and your account number.
Verifying IFSC HDFC0004086 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004086 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9935903333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pithla Kumarganj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0004086, however, work 24x7.
Branch address & contact
HDFC BankPithla Kumarganj Branch
KAUSHAL MACHINERY STORE AND BATTERY SERVICE BAWAN ROAD KUMARGANJ PITHLA KUMARGANJ UTTAR PRADESH 224229
Bawan, Uttar Pradesh
Phone: 91-9935903333
IFSC: HDFC0004086
Frequently asked questions
Where is HDFC Bank Pithla Kumarganj branch located?
HDFC Bank's Pithla Kumarganj branch is located at KAUSHAL MACHINERY STORE AND BATTERY SERVICE BAWAN ROAD KUMARGANJ PITHLA KUMARGANJ UTTAR PRADESH 224229, Bawan, Uttar Pradesh.
Can I use IFSC HDFC0004086 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0004086 to send funds instantly.
Is IFSC HDFC0004086 the same for all accounts at Pithla Kumarganj branch?
Yes. The IFSC HDFC0004086 is shared by every account held at HDFC Bank's Pithla Kumarganj branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pithla Kumarganj branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0004086 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Pithla Kumarganj reflect within 30 minutes.
What is the phone number of HDFC Bank Pithla Kumarganj branch?
You can reach the branch at 91-9935903333 during regular banking hours.
What is the IFSC code of HDFC Bank Pithla Kumarganj branch?
The IFSC code of HDFC Bank, Pithla Kumarganj branch is HDFC0004086. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code HDFC0004086 belongs to HDFC Bank's PITHLA KUMARGANJ branch, located at KAUSHAL MACHINERY STORE AND BATTERY SERVICE BAWAN ROAD KUMARGANJ PITHLA… in BAWAN, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
