Use this page as a one-stop reference for everything related to HDFC Bank's BHATINDA branch in BATHINDA, PUNJAB. The branch's IFSC code HDFC0000187 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0000187 is the IFSC of HDFC Bank's BHATINDA branch. The format is fixed: HDFC = bank code, 0 = reserved, 000187 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Bhatinda |
| IFSC Code | HDFC0000187 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 3027-BGURU KASHI MARGNEAR BUS STANDBHATINDAPUNJAB151001 |
| City | Bathinda |
| District | Bhatinda |
| State | Punjab |
| STD Code | 91 |
| Phone | 9815331111 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Bhatinda branch in Bathinda. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0000187.
Bhatinda branch overview
Located at 3027-BGURU KASHI MARGNEAR BUS STANDBHATINDAPUNJAB151001, the Bhatinda branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0000187 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's BHATINDA branch came to be assigned the code HDFC0000187.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0000187, money simply cannot be routed to the BHATINDA branch electronically.
How to transfer money using IFSC HDFC0000187
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000187 across all three.
NEFT to HDFC Bank, BHATINDA using IFSC HDFC0000187
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000187, and confirm that the system picks up HDFC Bank – BHATINDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHATINDA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's BHATINDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0000187 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank BHATINDA (IFSC HDFC0000187)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0000187 in your mobile or internet banking app, and the money is credited to the BHATINDA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0000187 for HDFC Bank – BHATINDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0000187 | Yes – HDFC0000187 | Yes – HDFC0000187 |
For most retail customers crediting the Bhatinda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0000187
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – BHATINDA is still mapped to IFSC HDFC0000187. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0000187 and the beneficiary's account number to complete the transfer.
Account types you can open at the Bhatinda branch
Once you have an account at HDFC Bank – BHATINDA, the IFSC HDFC0000187 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bhatinda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9815331111.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0000187
MICR & cheque-truncation details
Cheques drawn on the Bhatinda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000187 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0000187
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the BHATINDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0000187 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0000187
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – BHATINDA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0000187. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bhatinda branch
The branch is located at 3027-BGURU KASHI MARGNEAR BUS STANDBHATINDAPUNJAB151001, which puts it inside Bathinda, the broader Bhatinda district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Bhatinda branch” — the verified location pin for IFSC HDFC0000187 should appear at the top of the results.
- Confirm the branch is open by calling 91-9815331111 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0000187 and your account number.
Verifying IFSC HDFC0000187 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0000187 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9815331111.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhatinda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0000187, however, work 24x7.
Branch address & contact
HDFC BankBhatinda Branch
3027-BGURU KASHI MARGNEAR BUS STANDBHATINDAPUNJAB151001
Bathinda, Punjab
Phone: 91-9815331111
IFSC: HDFC0000187
Frequently asked questions
How quickly will an NEFT transfer using HDFC0000187 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Bhatinda reflect within 30 minutes.
How do I add HDFC Bank Bhatinda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0000187, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is HDFC Bank Bhatinda branch located?
HDFC Bank's Bhatinda branch is located at 3027-BGURU KASHI MARGNEAR BUS STANDBHATINDAPUNJAB151001, Bathinda, Punjab.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhatinda branch but serve different purposes.
What is the IFSC code of HDFC Bank Bhatinda branch?
The IFSC code of HDFC Bank, Bhatinda branch is HDFC0000187. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of HDFC Bank Bhatinda branch?
You can reach the branch at 91-9815331111 during regular banking hours.
Summary
The IFSC code HDFC0000187 belongs to HDFC Bank's BHATINDA branch, located at 3027-BGURU KASHI MARGNEAR BUS STANDBHATINDAPUNJAB151001 in BATHINDA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
