IFSC Code of HDFC Bank, Surbhi Arcade Bardoli Branch, Gujarat

Below are the complete branch details for HDFC Bank, SURBHI ARCADE BARDOLI branch, located in BARDOLI, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0007906. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0007906 for HDFC Bank – SURBHI ARCADE BARDOLI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's SURBHI ARCADE BARDOLI branch, the IFSC HDFC0007906 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 007906 identifies this particular branch.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Surbhi Arcade Bardoli branch — IFSC HDFC0007906 — extends the bank's services to customers in and around Bardoli, Gujarat.

Branch details at a glance

About the Surbhi Arcade Bardoli branch

The Surbhi Arcade Bardoli branch of HDFC Bank is situated at HDFC BANK LTD 104 1ST FLOOR SURBHI ARCADE OPP RAM BAUG SOCIETY SHASTRI ROAD BARDOLI GUJARAT 394601. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0007906 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SURBHI ARCADE BARDOLI branch came to be assigned the code HDFC0007906.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0007906, money simply cannot be routed to the SURBHI ARCADE BARDOLI branch electronically.

Account types you can open at the Surbhi Arcade Bardoli branch

Once you have an account at HDFC Bank – SURBHI ARCADE BARDOLI, the IFSC HDFC0007906 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Surbhi Arcade Bardoli branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0007906

How to transfer money using IFSC HDFC0007906

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007906 across all three.

How to use IFSC HDFC0007906 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's SURBHI ARCADE BARDOLI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0007906.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as SURBHI ARCADE BARDOLI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SURBHI ARCADE BARDOLI

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SURBHI ARCADE BARDOLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0007906 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank SURBHI ARCADE BARDOLI (IFSC HDFC0007906)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0007906 in your mobile or internet banking app, and the money is credited to the SURBHI ARCADE BARDOLI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Surbhi Arcade Bardoli

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0007906:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SURBHI ARCADE BARDOLI is still linked to IFSC HDFC0007906.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SURBHI ARCADE BARDOLI branch, the IFSC HDFC0007906 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Surbhi Arcade Bardoli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0007906 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0007906 and the account number together uniquely identify the Surbhi Arcade Bardoli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SURBHI ARCADE BARDOLI:

• The IFSC is exactly HDFC0007906 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and SURBHI ARCADE BARDOLI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Surbhi Arcade Bardoli branch sits at HDFC BANK LTD 104 1ST FLOOR SURBHI ARCADE OPP RAM BAUG SOCIETY SHASTRI ROAD BARDOLI GUJARAT 394601. If you are travelling from outside Bardoli, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0007906 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0007906 for HDFC Bank – SURBHI ARCADE BARDOLI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Surbhi Arcade Bardoli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0007906 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0007906 belongs to HDFC Bank's SURBHI ARCADE BARDOLI branch, located at HDFC BANK LTD 104 1ST FLOOR SURBHI ARCADE OPP RAM BAUG SOCIETY SHASTRI ROAD… in BARDOLI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.