Use this page as a one-stop reference for everything related to HDFC Bank's RUDAULI branch in BARA BANKI, UTTAR PRADESH. The branch's IFSC code HDFC0002796 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's RUDAULI branch, the IFSC HDFC0002796 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 002796 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Rudauli |
| IFSC Code | HDFC0002796 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD., OPP. SBI, STATION ROAD, RUDAULI, DIST. BARA BANKI UTTAR PRADESH 225411 |
| City | Bara Banki |
| District | Bara Banki |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9935903333 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Rudauli branch — IFSC HDFC0002796 — extends the bank's services to customers in and around Bara Banki, Uttar Pradesh.
Rudauli branch overview
Located at HDFC BANK LTD., OPP. SBI, STATION ROAD, RUDAULI, DIST. BARA BANKI UTTAR PRADESH 225411, the Rudauli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0002796 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's RUDAULI branch came to be assigned the code HDFC0002796.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0002796, money simply cannot be routed to the RUDAULI branch electronically.
How to transfer money using IFSC HDFC0002796
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002796 across all three.
How to use IFSC HDFC0002796 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's RUDAULI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0002796.
- Confirm the bank name auto-populates as HDFC Bank and the branch as RUDAULI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RUDAULI
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's RUDAULI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0002796 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – RUDAULI, use IMPS. With IFSC HDFC0002796 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Rudauli
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0002796:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RUDAULI is still linked to IFSC HDFC0002796.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's RUDAULI branch, the IFSC HDFC0002796 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Rudauli branch is mapped to IFSC HDFC0002796 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0002796.
Products and services
Customers walking into the Rudauli branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0002796
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0002796 and the account number together uniquely identify the Rudauli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Rudauli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0002796 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC HDFC0002796
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – RUDAULI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0002796. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Rudauli branch sits at HDFC BANK LTD., OPP. SBI, STATION ROAD, RUDAULI, DIST. BARA BANKI UTTAR PRADESH 225411. If you are travelling from outside Bara Banki, search for the branch on a maps application using the bank name and locality, or call 91-9935903333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002796 and your account number.
Verifying IFSC HDFC0002796 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002796 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9935903333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rudauli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0002796, however, work 24x7.
Branch address & contact
HDFC BankRudauli Branch
HDFC BANK LTD., OPP. SBI, STATION ROAD, RUDAULI, DIST. BARA BANKI UTTAR PRADESH 225411
Bara Banki, Uttar Pradesh
Phone: 91-9935903333
IFSC: HDFC0002796
Frequently asked questions
Is IFSC HDFC0002796 the same for all accounts at Rudauli branch?
Yes. The IFSC HDFC0002796 is shared by every account held at HDFC Bank's Rudauli branch. Only the account number changes from customer to customer.
Can I use IFSC HDFC0002796 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0002796 to send funds instantly.
Is IFSC HDFC0002796 valid for NEFT and RTGS?
Yes. IFSC HDFC0002796 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0002796 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Rudauli reflect within 30 minutes.
What is the phone number of HDFC Bank Rudauli branch?
You can reach the branch at 91-9935903333 during regular banking hours.
Where is HDFC Bank Rudauli branch located?
HDFC Bank's Rudauli branch is located at HDFC BANK LTD., OPP. SBI, STATION ROAD, RUDAULI, DIST. BARA BANKI UTTAR PRADESH 225411, Bara Banki, Uttar Pradesh.
How do I add HDFC Bank Rudauli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002796, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Rudauli branch?
The IFSC code of HDFC Bank, Rudauli branch is HDFC0002796. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code HDFC0002796 belongs to HDFC Bank's RUDAULI branch, located at HDFC BANK LTD., OPP. SBI, STATION ROAD, RUDAULI, DIST. BARA BANKI UTTAR… in BARA BANKI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
